SBA lending by metro area
SBA lenders in Waycross, GA
Which lenders fund Waycross-area businesses, how much, and how the market compares with Georgia: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Waycross area
Ranked by SBA volume funded to businesses located in the Waycross micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Renasant Bank | 5 | $9.5M | $1.9M | not reported |
| 2 | Pineland Bank | 7 | $4.3M | $612K | not reported |
| 3 | Truist Bank | 6 | $527K | $88K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Waycross compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Waycross area | $630K ▲ 80.0% | 11.9% ▲ 1.0 pts |
| Georgia | $350K | 10.8% |
| United States | $179K | 11.2% |
What gets funded in Waycross
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 17 | $31.2M |
| Manufacturing | 8 | $12.5M |
| Agriculture, Forestry, Fishing | 11 | $8.0M |
| Retail Trade | 12 | $5.4M |
SBA lending in Waycross by year
Geography, precisely
"Waycross area" here means the Waycross, GA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Pierce County, GA; Ware County, GA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.