SBA lending by metro area
SBA lenders in Youngstown, OH
Which lenders fund Youngstown-area businesses, how much, and how the market compares with Ohio: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Youngstown area
Ranked by SBA volume funded to businesses located in the Youngstown metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Huntington National Bank | 1,475 | $182.6M | $124K | 3.32% |
| 2 | Valley Economic Development Partners, Inc. | 117 | $56.2M | $480K | 2.63% |
| 3 | WesBanco Bank, Inc. | 34 | $21.0M | $617K | 2.94% |
| 4 | The Farmers National Bank of Canfield | 53 | $14.3M | $271K | 5.66% |
| 5 | First Western SBLC, Inc | 5 | $14.0M | $2.8M | not reported |
| 6 | KeyBank National Association | 39 | $13.0M | $332K | 2.56% |
| 7 | United Midwest Savings Bank National Association | 8 | $11.2M | $1.4M | not reported |
| 8 | JPMorgan Chase Bank, National Association | 50 | $9.8M | $196K | 8.00% |
| 9 | Live Oak Banking Company | 13 | $9.8M | $750K | not reported |
| 10 | Enterprise Bank | 17 | $8.6M | $508K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Youngstown compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Youngstown area | $50K ▼ 37.5% | 4.4% ▼ 1.0 pts |
| Ohio | $80K | 5.4% |
| United States | $179K | 11.2% |
What gets funded in Youngstown
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 255 | $106.1M |
| Manufacturing | 171 | $61.7M |
| Retail Trade | 247 | $56.1M |
| Construction | 442 | $49.2M |
| Other Services | 162 | $35.0M |
| Health Care and Social Assistance | 118 | $33.3M |
| Professional and Technical Services | 84 | $22.3M |
| Administrative and Support | 130 | $17.0M |
SBA lending in Youngstown by year
Geography, precisely
"Youngstown area" here means the Youngstown-Warren, OH metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Mahoning County, OH; Trumbull County, OH. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.