Best SBA lenders
Best SBA lenders for Construction
The SBA lenders that fund the most Construction businesses, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
The Huntington National Bank funds the most SBA volume in Construction. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in Construction | Charge-off |
|---|---|---|---|
| 1 | The Huntington National Bank | $1.4B | 1.3% |
| 2 | Live Oak Banking Company | $906.2M | 0.3% |
| 3 | Mortgage Capital Development Corporation | $528.6M | 0.1% |
| 4 | Newtek Bank, National Association | $448.3M | 0.0% |
| 5 | U.S. Bank, National Association | $444.0M | 2.2% |
| 6 | First Internet Bank of Indiana | $440.9M | 1.5% |
| 7 | JPMorgan Chase Bank, National Association | $435.7M | 2.5% |
| 8 | Newtek Small Business Finance, Inc. | $401.3M | 0.6% |
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Method and disclaimer. Ranked by funded SBA volume in
Construction from the public FOIA 7(a) and 504 data (as of 2026-03-31); see our
methodology. SBA Loan Index is
not affiliated with the SBA and is not a lender, broker, or financial advisor.