Best SBA lenders
Best SBA lenders for Construction
The SBA lenders that fund the most Construction businesses, ranked by funded volume with each lender's charge-off track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
The Huntington National Bank funds the most SBA volume in Construction. Charge-off rates below are each lender's overall rate across all of its loans, as a track-record signal.
| # | Lender | Volume in Construction | 7(a) charge-off |
|---|---|---|---|
| 1 | The Huntington National Bank | $2.0B | 3.0% |
| 2 | Wells Fargo Bank National Association | $1.3B | 5.9% |
| 3 | Live Oak Banking Company | $953.8M | 1.1% |
| 4 | U.S. Bank, National Association | $938.9M | 3.7% |
| 5 | JPMorgan Chase Bank, National Association | $923.3M | 5.5% |
| 6 | Newtek Small Business Finance, Inc. | $611.1M | 3.2% |
| 7 | TD Bank, National Association | $579.5M | 8.5% |
| 8 | Mortgage Capital Development Corporation | $528.9M | 3.2% |
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