Franchise financing
Ace Handyman Services franchise financing
What it costs to finance a Ace Handyman Services franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 101
- Total funded
- $15.7M
- Median loan
- $150K
- 7(a) charge-off
- 3.0%
What financing a Ace Handyman Services franchise costs
The median SBA loan to a Ace Handyman Services franchisee is $150K, and the middle half of Ace Handyman Services's 101 loans run $150K to $150K (average $156K). Across all SBA-financed franchises the median loan is $350K. Ace Handyman Services buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Ace Handyman Services loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 101 Ace Handyman Services loans where the SBA recorded a business age, 92.1% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Ace Handyman Services
Ace Handyman Services franchisees have financed with 101 SBA loans since FY2010, averaging $156K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (101 of the 101 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Ace Handyman Services's 7(a) charge-off rate is 3.0% across 101 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Ace Handyman Services
By SBA loan count
Where Ace Handyman Services gets funded
Top states by loan count
- 1. Texas 12
- 2. Florida 9
- 3. Georgia 9
- 4. North Carolina 6
- 5. Washington 6
- 6. Virginia 5
- 7. Maryland 5
- 8. Michigan 4
Financing a Ace Handyman Services?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Ace Handyman Services SBA financing FAQ
How much does a Ace Handyman Services franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Ace Handyman Services franchisee is $150K, and the middle half of Ace Handyman Services's 101 loans run $150K to $150K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Ace Handyman Services's franchise disclosure document.
Can you use an SBA loan for Ace Handyman Services?
Yes. Lenders have funded 101 SBA loans to Ace Handyman Services franchisees, worth $15.7M in all, so Ace Handyman Services is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Ace Handyman Services?
The data says yes: of Ace Handyman Services's 101 SBA loans that record a business age, 92.1% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Ace Handyman Services?
By loan count, the most active SBA lenders for Ace Handyman Services are United Midwest Savings Bank National Association, The Huntington National Bank, First Bank of the Lake, among others. A lender already active with your brand often moves faster.
What is Ace Handyman Services's SBA charge-off rate?
Across Ace Handyman Services's 101 SBA 7(a) loans, 3.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Ace Handyman Services?
Mostly 7(a): 101 of Ace Handyman Services's 101 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Ace Handyman Services loan term is 10 years.