Franchise financing
BrightStar Care franchise financing
What it costs to finance a BrightStar Care franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 113
- Total funded
- $63.7M
- Median loan
- $250K
- 7(a) charge-off
- 0.0%
What financing a BrightStar Care franchise costs
The median SBA loan to a BrightStar Care franchisee is $250K, and the middle half of BrightStar Care's 113 loans run $150K to $500K (average $563K). Across all SBA-financed franchises the median loan is $350K. BrightStar Care buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median BrightStar Care loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 109 BrightStar Care loans where the SBA recorded a business age, 48.6% went to new businesses two years old or younger. The rest funded existing operations.
How to finance BrightStar Care
BrightStar Care franchisees have financed with 113 SBA loans since FY2010, averaging $563K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (109 of the 113 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
BrightStar Care's 7(a) charge-off rate is 0.0% across 109 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance BrightStar Care
By SBA loan count
Where BrightStar Care gets funded
Top states by loan count
- 1. Texas 12
- 2. California 11
- 3. Illinois 4
- 4. Arizona 5
- 5. Maryland 3
- 6. New Jersey 12
- 7. Michigan 9
- 8. Florida 7
Financing a BrightStar Care?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
BrightStar Care SBA financing FAQ
How much does a BrightStar Care franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a BrightStar Care franchisee is $250K, and the middle half of BrightStar Care's 113 loans run $150K to $500K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of BrightStar Care's franchise disclosure document.
Can you use an SBA loan for BrightStar Care?
Yes. Lenders have funded 113 SBA loans to BrightStar Care franchisees, worth $63.7M in all, so BrightStar Care is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for BrightStar Care?
The data says yes: of BrightStar Care's 109 SBA loans that record a business age, 48.6% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance BrightStar Care?
By loan count, the most active SBA lenders for BrightStar Care are Live Oak Banking Company, The Huntington National Bank, American National Bank, among others. A lender already active with your brand often moves faster.
What is BrightStar Care's SBA charge-off rate?
Across BrightStar Care's 109 SBA 7(a) loans, 0.0% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits BrightStar Care?
Mostly 7(a): 109 of BrightStar Care's 113 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median BrightStar Care loan term is 10 years.