Franchise financing
DICKEY'S BARBECUE PIT franchise financing
What it costs to finance a DICKEY'S BARBECUE PIT franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 271
- Total funded
- $90.7M
- Median loan
- $304K
- 7(a) charge-off
- 20.4%
What financing a DICKEY'S BARBECUE PIT franchise costs
The median SBA loan to a DICKEY'S BARBECUE PIT franchisee is $304K, and the middle half of DICKEY'S BARBECUE PIT's 271 loans run $170K to $428K (average $335K). Across all SBA-financed franchises the median loan is $350K. DICKEY'S BARBECUE PIT buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median DICKEY'S BARBECUE PIT loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 254 DICKEY'S BARBECUE PIT loans where the SBA recorded a business age, 74.8% went to new businesses two years old or younger. The rest funded existing operations.
How to finance DICKEY'S BARBECUE PIT
DICKEY'S BARBECUE PIT franchisees have financed with 271 SBA loans since FY2010, averaging $335K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (269 of the 271 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
DICKEY'S BARBECUE PIT's 7(a) charge-off rate is 20.4% across 269 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance DICKEY'S BARBECUE PIT
By SBA loan count
Where DICKEY'S BARBECUE PIT gets funded
Top states by loan count
- 1. Texas 46
- 2. California 40
- 3. Michigan 14
- 4. Florida 13
- 5. Washington 10
- 6. Colorado 14
- 7. Arizona 11
- 8. Indiana 8
Financing a DICKEY'S BARBECUE PIT?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
DICKEY'S BARBECUE PIT SBA financing FAQ
How much does a DICKEY'S BARBECUE PIT franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a DICKEY'S BARBECUE PIT franchisee is $304K, and the middle half of DICKEY'S BARBECUE PIT's 271 loans run $170K to $428K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of DICKEY'S BARBECUE PIT's franchise disclosure document.
Can you use an SBA loan for DICKEY'S BARBECUE PIT?
Yes. Lenders have funded 271 SBA loans to DICKEY'S BARBECUE PIT franchisees, worth $90.7M in all, so DICKEY'S BARBECUE PIT is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for DICKEY'S BARBECUE PIT?
The data says yes: of DICKEY'S BARBECUE PIT's 254 SBA loans that record a business age, 74.8% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance DICKEY'S BARBECUE PIT?
By loan count, the most active SBA lenders for DICKEY'S BARBECUE PIT are Luminate Bank, Stearns Bank National Association, Byline Bank, among others. A lender already active with your brand often moves faster.
What is DICKEY'S BARBECUE PIT's SBA charge-off rate?
Across DICKEY'S BARBECUE PIT's 269 SBA 7(a) loans, 20.4% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits DICKEY'S BARBECUE PIT?
Mostly 7(a): 269 of DICKEY'S BARBECUE PIT's 271 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median DICKEY'S BARBECUE PIT loan term is 10 years.