Franchise financing
Minuteman Press franchise financing
What it costs to finance a Minuteman Press franchise and how buyers fund it. The real numbers: how much gets borrowed, which lenders fund it, and the track record.
By Mario Bailey · Source: SBA FOIA data, as of 2026-03-31
- SBA loans
- 204
- Total funded
- $67.3M
- Median loan
- $150K
- 7(a) charge-off
- 9.4%
What financing a Minuteman Press franchise costs
The median SBA loan to a Minuteman Press franchisee is $150K, and the middle half of Minuteman Press's 204 loans run $59K to $399K (average $330K). Across all SBA-financed franchises the median loan is $350K. Minuteman Press buyers borrow less than the typical franchisee.
These are loan amounts, not the brand's total startup cost. Buyers also put in equity (the SBA generally wants at least 10% down on a new franchise), and the brand's own investment estimate is Item 7 of its franchise disclosure document (FDD). The median Minuteman Press loan runs 10 years. Model your numbers with the franchise financing calculator.
Of the 198 Minuteman Press loans where the SBA recorded a business age, 37.4% went to new businesses two years old or younger. The rest funded existing operations.
How to finance Minuteman Press
Minuteman Press franchisees have financed with 204 SBA loans since FY2010, averaging $330K each. The 7(a) program is the usual route: it covers the franchise fee, build-out, equipment, and working capital (192 of the 204 loans). Lenders weigh your credit, management experience, and the brand's track record alongside the equity you bring.
Minuteman Press's 7(a) charge-off rate is 9.4% across 192 loans, a relative track-record signal lenders and buyers weigh, not a guarantee. See how that compares across franchises.
Lenders that finance Minuteman Press
By SBA loan count
Where Minuteman Press gets funded
Top states by loan count
- 1. Florida 17
- 2. California 25
- 3. Texas 16
- 4. Washington 11
- 5. Ohio 21
- 6. Pennsylvania 19
- 7. North Carolina 4
- 8. Maryland 2
Financing a Minuteman Press?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
Minuteman Press SBA financing FAQ
How much does a Minuteman Press franchise cost?
The public SBA data shows what buyers actually borrow, not a sticker price: the median SBA loan to a Minuteman Press franchisee is $150K, and the middle half of Minuteman Press's 204 loans run $59K to $399K. Total investment (including the equity you put in, generally 10% or more) is estimated in Item 7 of Minuteman Press's franchise disclosure document.
Can you use an SBA loan for Minuteman Press?
Yes. Lenders have funded 204 SBA loans to Minuteman Press franchisees, worth $67.3M in all, so Minuteman Press is regularly financed with SBA 7(a) and 504 loans.
Can a first-time owner get an SBA loan for Minuteman Press?
The data says yes: of Minuteman Press's 198 SBA loans that record a business age, 37.4% went to new businesses two years old or younger. Expect the lender to look harder at your experience, business plan, and equity injection.
Which lenders finance Minuteman Press?
By loan count, the most active SBA lenders for Minuteman Press are The Huntington National Bank, Wells Fargo Bank National Association, Newtek Small Business Finance, Inc., among others. A lender already active with your brand often moves faster.
What is Minuteman Press's SBA charge-off rate?
Across Minuteman Press's 192 SBA 7(a) loans, 9.4% have charged off. Read it as a relative track-record signal, not a prediction. It is not a lifetime default rate.
Which SBA program fits Minuteman Press?
Mostly 7(a): 192 of Minuteman Press's 204 SBA loans. The 7(a) program covers the franchise fee, build-out, equipment, and working capital. The median Minuteman Press loan term is 10 years.