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Allegacy FCU

Allegacy FCU appears in the public SBA loan data with 11 funded 7(a) loans since FY2010, totaling $4.3M, an average of $393K per loan, and an estimated 120 jobs supported. Its SBA lending concentrates in North Carolina and the Other Services sector. With only 11 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
11
Since FY2010
Total volume
$4.3M
Average loan size
$393K
7(a) charge-off rate
Insufficient data
Only 11 7(a) loans in the data
Jobs supported (reported)
120
Programs
7(a)

Is Allegacy FCU the right lender for you?

Allegacy FCU appears in the SBA record with 11 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Allegacy FCU lends

Top states by funded SBA volume.

StateLoansTotal volume
North Carolina 11 $4.3M

What Allegacy FCU funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Other Services 2 $1.8M
Manufacturing 3 $1.7M
Accommodation and Food Services 3 $325K
Construction 1 $253K
Health Care and Social Assistance 2 $200K

Allegacy FCU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20121$111K
20131$25K
20142$1.7M
20155$1.4M
20162$1.1M

Related SBA lenders

Other lenders active in North Carolina or in Other Services.

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Allegacy FCU: frequently asked questions

Does Allegacy FCU offer SBA loans?

Yes. Allegacy FCU appears in the public SBA data with 11 funded SBA 7(a) loans totaling $4.3M.

How many SBA loans has Allegacy FCU made?

Allegacy FCU is associated with 11 SBA 7(a) loans totaling $4.3M in the public SBA data (as of 2026-03-31).

What is Allegacy FCU's SBA charge-off rate?

Allegacy FCU appears with only 11 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Allegacy FCU do most of its SBA lending?

Allegacy FCU's SBA lending in the data is most concentrated in North Carolina, and by industry in Other Services.

For Allegacy FCU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Allegacy FCU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Allegacy FCU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/allegacy-fcu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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