SBA lender profile
American National Bank and Trust
American National Bank and Trust appears in the public SBA loan data with 32 funded 7(a) loans since FY2010, totaling $24.8M, an average of $775K per loan, and an estimated 415 jobs supported. Its SBA lending concentrates in Texas and the Other Services sector. Across its 7(a) loans, the charge-off rate is 9.4%. 50.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 55
- Scale 28
- Activity 56
- Consistency 48
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is American National Bank and Trust the right lender for you?
Lenders fund what they know. American National Bank and Trust's SBA lending concentrates in Texas (31 loans) and Other Services (5 loans), at an average loan of $775K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $53M
- Headquarters
- Libertyville, IL
- FDIC cert
- #11598
- Status
- Inactive
Where American National Bank and Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 31 | $24.0M |
| New Mexico | 1 | $779K |
What American National Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Other Services | 5 | $6.1M |
| Accommodation and Food Services | 5 | $3.9M |
| Construction | 3 | $3.7M |
| Retail Trade | 7 | $3.7M |
| Professional and Technical Services | 2 | $2.9M |
| Arts, Entertainment, Recreation | 4 | $1.8M |
American National Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 2 | $156K |
| 2021 | 9 | $7.3M |
| 2022 | 7 | $7.6M |
| 2023 | 5 | $4.3M |
| 2024 | 3 | $862K |
| 2025 | 4 | $3.3M |
| 2026 | 2 | $1.3M |
Related SBA lenders
Other lenders active in Texas or in Other Services.
Comparing lenders? See how to choose an SBA lender by track record.
American National Bank and Trust: frequently asked questions
Does American National Bank and Trust offer SBA loans?
Yes. American National Bank and Trust appears in the public SBA data with 32 funded SBA 7(a) loans totaling $24.8M.
How many SBA loans has American National Bank and Trust made?
American National Bank and Trust is associated with 32 SBA 7(a) loans totaling $24.8M in the public SBA data (as of 2026-03-31).
What is American National Bank and Trust's SBA charge-off rate?
About 9.4% of American National Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does American National Bank and Trust do most of its SBA lending?
American National Bank and Trust's SBA lending in the data is most concentrated in Texas, and by industry in Other Services.
Is American National Bank and Trust an SBA Preferred Lender (PLP)?
The loan record shows American National Bank and Trust operating under PLP delegated authority: 16 of its 7(a) loans (50.0%) were processed through the Preferred Lenders Program, including 7 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). American National Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/american-national-bank-and-trust/
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