SBA lender profile
Baybank
Baybank appears in the public SBA loan data with 17 funded 7(a) loans since FY2010, totaling $6.8M, an average of $400K per loan, and an estimated 153 jobs supported. Its SBA lending concentrates in Michigan and the Transportation and Warehousing sector. With only 17 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Baybank the right lender for you?
Baybank appears in the SBA record with 17 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $175M
- Headquarters
- Gladstone, MI
- FDIC cert
- #1092
- Status
- Active
Where Baybank lends
Top states by funded SBA volume.
Metro areas where Baybank funds
What Baybank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 4 | $1.6M |
| Retail Trade | 4 | $1.3M |
| Agriculture, Forestry, Fishing | 1 | $1.0M |
| Arts, Entertainment, Recreation | 2 | $972K |
| Manufacturing | 2 | $885K |
| Administrative and Support | 2 | $435K |
Baybank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $727K |
| 2011 | 4 | $1.6M |
| 2012 | 2 | $353K |
| 2013 | 1 | $300K |
| 2015 | 2 | $2.1M |
| 2025 | 2 | $1.8M |
Related SBA lenders
Other lenders active in Michigan or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
Baybank: frequently asked questions
Does Baybank offer SBA loans?
Yes. Baybank appears in the public SBA data with 17 funded SBA 7(a) loans totaling $6.8M.
How many SBA loans has Baybank made?
Baybank is associated with 17 SBA 7(a) loans totaling $6.8M in the public SBA data (as of 2026-03-31).
What is Baybank's SBA charge-off rate?
Baybank appears with only 17 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Baybank do most of its SBA lending?
Baybank's SBA lending in the data is most concentrated in Michigan, and by industry in Transportation and Warehousing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Baybank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/baybank/
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