Independent reference built on public SBA FOIA loan data. Not affiliated with the U.S. Small Business Administration.

SBA Loan Index

SBA lender profile

Michigan Certified Development Corporation

Michigan Certified Development Corporation appears in the public SBA loan data with 1,760 funded 504 and 7(a) loans totaling $1.2B, an average of $663K per loan, and an estimated 17,361 jobs supported. Its SBA lending concentrates in Michigan and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31

Funded loans
1,760
Total volume
$1.2B
Average loan size
$663K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
17,361
Programs
504 and 7(a)

Where Michigan Certified Development Corporation lends

Top states by funded SBA volume.

StateLoansTotal volume
Michigan 1,744 $1.1B
Ohio 6 $6.7M
Colorado 1 $4.1M
Indiana 4 $3.4M
North Carolina 1 $1.5M
Illinois 1 $1.5M

What Michigan Certified Development Corporation funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Accommodation and Food Services 325 $290.2M
Manufacturing 266 $187.1M
Health Care and Social Assistance 252 $149.0M
Retail Trade 193 $118.8M
Other Services 153 $63.8M
Professional and Technical Services 122 $60.4M

Michigan Certified Development Corporation SBA lending by year

Fiscal yearLoansTotal volume
2010104$50.8M
2011116$53.4M
2012154$87.0M
2013135$75.3M
2014111$50.6M
201591$44.2M
2016110$59.0M
2017116$88.1M
201891$59.9M
2019104$70.8M
2020109$64.7M
2021142$115.6M
2022121$97.0M
202368$67.1M
202479$86.2M
202575$63.2M
202634$34.1M
Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Michigan Certified Development Corporation's funded loans marked charged off across all of its loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.

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