SBA lender profile
Ciera Bank
Ciera Bank appears in the public SBA loan data with 7 funded 7(a) loans totaling $10.0M, an average of $1.4M per loan, and an estimated 250 jobs supported. Its SBA lending concentrates in Texas and the Arts, Entertainment, Recreation sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
7
Total volume
$10.0M
Average loan size
$1.4M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
250
Programs
7(a)
Bank profile
via FDIC- Total assets
- $970M
- Headquarters
- Graham, TX
- FDIC cert
- #3226
- Status
- Active
Where Ciera Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 7 | $10.0M |
What Ciera Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Arts, Entertainment, Recreation | 1 | $5.0M |
| Accommodation and Food Services | 2 | $3.8M |
| Other Services | 1 | $617K |
| Retail Trade | 1 | $325K |
| Administrative and Support | 2 | $283K |
Ciera Bank SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2021 | 3 | $8.6M |
| 2022 | 2 | $441K |
| 2024 | 1 | $325K |
| 2026 | 1 | $617K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Ciera Bank's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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