SBA lender profile
Citizens National Bank of Texas
Citizens National Bank of Texas appears in the public SBA loan data with 12 funded 7(a) loans totaling $7.9M, an average of $661K per loan, and an estimated 227 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
12
Total volume
$7.9M
Average loan size
$661K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
227
Programs
7(a)
Bank profile
via FDIC- Total assets
- $499M
- Headquarters
- Bellaire, TX
- FDIC cert
- #24760
- Status
- Inactive
Where Citizens National Bank of Texas lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Texas | 12 | $7.9M |
What Citizens National Bank of Texas funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 6 | $3.4M |
| Other Services | 1 | $1.2M |
| Administrative and Support | 1 | $1.2M |
| Arts, Entertainment, Recreation | 1 | $792K |
| Manufacturing | 1 | $500K |
| Professional and Technical Services | 1 | $500K |
Citizens National Bank of Texas SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $2.5M |
| 2021 | 4 | $1.9M |
| 2023 | 1 | $300K |
| 2024 | 1 | $1.2M |
| 2025 | 1 | $2.0M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Citizens National Bank of Texas's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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