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SBA lender profile

CoVantage CU

CoVantage CU appears in the public SBA loan data with 23 funded 7(a) loans since FY2010, totaling $8.8M, an average of $383K per loan, and an estimated 177 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.0%.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Track record 75
Scale 9
Activity 0
Consistency 49

A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.

Funded loans
23
Since FY2010
Total volume
$8.8M
Average loan size
$383K
7(a) charge-off rate
0.0%
Share of 7(a) loans charged off
Jobs supported (reported)
177
Programs
7(a)

Is CoVantage CU the right lender for you?

Lenders fund what they know. CoVantage CU's SBA lending concentrates in North Carolina (2 loans) and Accommodation and Food Services (9 loans), at an average loan of $383K. If your business does not look like that, a different SBA lender is likely the better fit.

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Where CoVantage CU lends

Top states by funded SBA volume.

StateLoansTotal volume
North Carolina 2 $4.4M
Wisconsin 18 $4.1M
Michigan 2 $207K
Illinois 1 $175K

Metro areas where CoVantage CU funds

What CoVantage CU funds

Top industries by funded SBA volume.

CoVantage CU SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
201010$1.6M
20115$1.8M
20163$554K
20182$1.5M
20191$3.1M
20211$175K
20261$95K

Related SBA lenders

Other lenders active in North Carolina or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

CoVantage CU: frequently asked questions

Does CoVantage CU offer SBA loans?

Yes. CoVantage CU appears in the public SBA data with 23 funded SBA 7(a) loans totaling $8.8M.

How many SBA loans has CoVantage CU made?

CoVantage CU is associated with 23 SBA 7(a) loans totaling $8.8M in the public SBA data (as of 2026-03-31).

What is CoVantage CU's SBA charge-off rate?

About 0.0% of CoVantage CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.

Where does CoVantage CU do most of its SBA lending?

CoVantage CU's SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.

For CoVantage CU

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of CoVantage CU's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). CoVantage CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/covantage-cu/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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