SBA lender profile
First Federal Savings Bank of Lincolnton
First Federal Savings Bank of Lincolnton appears in the public SBA loan data with 4 funded 7(a) loans since FY2010, totaling $910K, an average of $228K per loan, and an estimated 28 jobs supported. Its SBA lending concentrates in North Carolina and the Accommodation and Food Services sector. With only 4 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is First Federal Savings Bank of Lincolnton the right lender for you?
First Federal Savings Bank of Lincolnton appears in the SBA record with 4 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where First Federal Savings Bank of Lincolnton lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| North Carolina | 4 | $910K |
What First Federal Savings Bank of Lincolnton funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 2 | $740K |
| Arts, Entertainment, Recreation | 1 | $100K |
| Health Care and Social Assistance | 1 | $70K |
First Federal Savings Bank of Lincolnton SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2012 | 3 | $845K |
| 2013 | 1 | $65K |
Related SBA lenders
Other lenders active in North Carolina or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
First Federal Savings Bank of Lincolnton: frequently asked questions
Does First Federal Savings Bank of Lincolnton offer SBA loans?
Yes. First Federal Savings Bank of Lincolnton appears in the public SBA data with 4 funded SBA 7(a) loans totaling $910K.
How many SBA loans has First Federal Savings Bank of Lincolnton made?
First Federal Savings Bank of Lincolnton is associated with 4 SBA 7(a) loans totaling $910K in the public SBA data (as of 2026-03-31).
What is First Federal Savings Bank of Lincolnton's SBA charge-off rate?
First Federal Savings Bank of Lincolnton appears with only 4 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does First Federal Savings Bank of Lincolnton do most of its SBA lending?
First Federal Savings Bank of Lincolnton's SBA lending in the data is most concentrated in North Carolina, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Federal Savings Bank of Lincolnton SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-federal-savings-bank-of-lincolnton/
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