SBA lender profile
First National Bank and Trust
First National Bank and Trust appears in the public SBA loan data with 20 funded 7(a) loans since FY2010, totaling $7.8M, an average of $392K per loan, and an estimated 104 jobs supported. Its SBA lending concentrates in Nebraska and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 0.0%. 40.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 74
- Scale 7
- Activity 48
- Consistency 43
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First National Bank and Trust the right lender for you?
Lenders fund what they know. First National Bank and Trust's SBA lending concentrates in Nebraska (1 loan) and Agriculture, Forestry, Fishing (1 loan), at an average loan of $392K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $225M
- Headquarters
- London, KY
- FDIC cert
- #2704
- Status
- Inactive
Where First National Bank and Trust lends
Top states by funded SBA volume.
What First National Bank and Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 1 | $5.0M |
| Transportation and Warehousing | 1 | $1.1M |
| Retail Trade | 8 | $1.0M |
| Other Services | 6 | $340K |
| Construction | 1 | $240K |
| Health Care and Social Assistance | 1 | $80K |
First National Bank and Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $159K |
| 2011 | 2 | $133K |
| 2012 | 1 | $22K |
| 2013 | 4 | $315K |
| 2014 | 3 | $1.2M |
| 2015 | 2 | $140K |
| 2017 | 3 | $360K |
| 2025 | 2 | $5.5M |
Related SBA lenders
Other lenders active in Nebraska or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
First National Bank and Trust: frequently asked questions
Does First National Bank and Trust offer SBA loans?
Yes. First National Bank and Trust appears in the public SBA data with 20 funded SBA 7(a) loans totaling $7.8M.
How many SBA loans has First National Bank and Trust made?
First National Bank and Trust is associated with 20 SBA 7(a) loans totaling $7.8M in the public SBA data (as of 2026-03-31).
What is First National Bank and Trust's SBA charge-off rate?
About 0.0% of First National Bank and Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First National Bank and Trust do most of its SBA lending?
First National Bank and Trust's SBA lending in the data is most concentrated in Nebraska, and by industry in Agriculture, Forestry, Fishing.
Is First National Bank and Trust an SBA Preferred Lender (PLP)?
The loan record shows First National Bank and Trust operating under PLP delegated authority: 8 of its 7(a) loans (40.0%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First National Bank and Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-national-bank-and-trust/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.