SBA lender profile
First State Bank Nebraska
First State Bank Nebraska appears in the public SBA loan data with 441 funded 7(a) loans since FY2010, totaling $165.3M, an average of $375K per loan, and an estimated 3,767 jobs supported. Its SBA lending concentrates in Nebraska and the Agriculture, Forestry, Fishing sector. Across its 7(a) loans, the charge-off rate is 1.6%. 38.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 79
- Activity 79
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First State Bank Nebraska the right lender for you?
Lenders fund what they know. First State Bank Nebraska's SBA lending concentrates in Nebraska (392 loans) and Agriculture, Forestry, Fishing (38 loans), at an average loan of $375K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $1.1B
- Headquarters
- Lincoln, NE
- FDIC cert
- #13868
- Status
- Active
Where First State Bank Nebraska lends
Top states by funded SBA volume.
Metro areas where First State Bank Nebraska funds
What First State Bank Nebraska funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Agriculture, Forestry, Fishing | 38 | $39.3M |
| Finance and Insurance | 51 | $31.9M |
| Construction | 63 | $16.8M |
| Accommodation and Food Services | 47 | $14.6M |
| Real Estate | 11 | $11.9M |
| Retail Trade | 50 | $11.4M |
First State Bank Nebraska SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 12 | $1.5M |
| 2011 | 24 | $10.4M |
| 2012 | 28 | $4.0M |
| 2013 | 17 | $2.7M |
| 2014 | 16 | $2.8M |
| 2015 | 24 | $4.3M |
| 2016 | 32 | $2.6M |
| 2017 | 31 | $7.0M |
| 2018 | 22 | $11.7M |
| 2019 | 15 | $12.9M |
| 2020 | 36 | $18.7M |
| 2021 | 44 | $33.3M |
| 2022 | 46 | $13.1M |
| 2023 | 36 | $16.1M |
| 2024 | 30 | $11.4M |
| 2025 | 21 | $11.5M |
| 2026 | 7 | $1.4M |
Related SBA lenders
Other lenders active in Nebraska or in Agriculture, Forestry, Fishing.
Comparing lenders? See how to choose an SBA lender by track record.
First State Bank Nebraska: frequently asked questions
Does First State Bank Nebraska offer SBA loans?
Yes. First State Bank Nebraska appears in the public SBA data with 441 funded SBA 7(a) loans totaling $165.3M.
How many SBA loans has First State Bank Nebraska made?
First State Bank Nebraska is associated with 441 SBA 7(a) loans totaling $165.3M in the public SBA data (as of 2026-03-31).
What is First State Bank Nebraska's SBA charge-off rate?
About 1.6% of First State Bank Nebraska's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First State Bank Nebraska do most of its SBA lending?
First State Bank Nebraska's SBA lending in the data is most concentrated in Nebraska, and by industry in Agriculture, Forestry, Fishing.
Is First State Bank Nebraska an SBA Preferred Lender (PLP)?
The loan record shows First State Bank Nebraska operating under PLP delegated authority: 171 of its 7(a) loans (38.8%) were processed through the Preferred Lenders Program, including 40 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First State Bank Nebraska SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-state-bank-nebraska/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.