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SBA lender profile

First Texas Bank

First Texas Bank appears in the public SBA loan data with 18 funded 7(a) loans since FY2010, totaling $2.7M, an average of $148K per loan, and an estimated 133 jobs supported. Its SBA lending concentrates in Texas and the Professional and Technical Services sector. With only 18 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 55.6% of its 7(a) loans were processed under delegated PLP authority.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
18
Since FY2010
Total volume
$2.7M
Average loan size
$148K
7(a) charge-off rate
Insufficient data
Only 18 7(a) loans in the data
Jobs supported (reported)
133
Programs
7(a)

Is First Texas Bank the right lender for you?

First Texas Bank appears in the SBA record with 18 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where First Texas Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 18 $2.7M

What First Texas Bank funds

Top industries by funded SBA volume.

First Texas Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20108$842K
20112$607K
20122$170K
20171$275K
20185$767K

Related SBA lenders

Other lenders active in Texas or in Professional and Technical Services.

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First Texas Bank: frequently asked questions

Does First Texas Bank offer SBA loans?

Yes. First Texas Bank appears in the public SBA data with 18 funded SBA 7(a) loans totaling $2.7M.

How many SBA loans has First Texas Bank made?

First Texas Bank is associated with 18 SBA 7(a) loans totaling $2.7M in the public SBA data (as of 2026-03-31).

What is First Texas Bank's SBA charge-off rate?

First Texas Bank appears with only 18 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does First Texas Bank do most of its SBA lending?

First Texas Bank's SBA lending in the data is most concentrated in Texas, and by industry in Professional and Technical Services.

Is First Texas Bank an SBA Preferred Lender (PLP)?

The loan record shows First Texas Bank operating under PLP delegated authority: 10 of its 7(a) loans (55.6%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.

For First Texas Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of First Texas Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). First Texas Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-texas-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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