SBA lender profile
Heritage Federal Credit Union
Heritage Federal Credit Union appears in the public SBA loan data with 86 funded 7(a) loans totaling $17.9M, an average of $208K per loan, and an estimated 614 jobs supported. Its SBA lending concentrates in Indiana and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
86
Total volume
$17.9M
Average loan size
$208K
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
614
Programs
7(a)
Where Heritage Federal Credit Union lends
Top states by funded SBA volume.
What Heritage Federal Credit Union funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 12 | $3.4M |
| Professional and Technical Services | 6 | $3.3M |
| Other Services | 12 | $1.9M |
| Manufacturing | 8 | $1.9M |
| Administrative and Support | 9 | $1.6M |
| Retail Trade | 8 | $1.6M |
Heritage Federal Credit Union SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 5 | $971K |
| 2021 | 3 | $722K |
| 2022 | 7 | $976K |
| 2023 | 11 | $1.4M |
| 2024 | 34 | $8.8M |
| 2025 | 18 | $3.5M |
| 2026 | 8 | $1.6M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Heritage Federal Credit Union's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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