SBA lender profile
Members Choice CU
Members Choice CU appears in the public SBA loan data with 169 funded 7(a) loans since FY2010, totaling $160.9M, an average of $952K per loan, and an estimated 1,980 jobs supported. Its SBA lending concentrates in Texas and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 8.3%. 46.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 49
- Scale 72
- Activity 0
- Consistency 62
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Members Choice CU the right lender for you?
Lenders fund what they know. Members Choice CU's SBA lending concentrates in Texas (168 loans) and Health Care and Social Assistance (34 loans), at an average loan of $952K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Members Choice CU lends
Top states by funded SBA volume.
Metro areas where Members Choice CU funds
What Members Choice CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 34 | $71.4M |
| Accommodation and Food Services | 25 | $34.6M |
| Other Services | 31 | $25.4M |
| Arts, Entertainment, Recreation | 5 | $9.2M |
| Retail Trade | 18 | $4.3M |
| Construction | 15 | $3.8M |
Members Choice CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 13 | $3.9M |
| 2011 | 23 | $16.1M |
| 2012 | 22 | $20.3M |
| 2013 | 25 | $20.4M |
| 2014 | 28 | $34.9M |
| 2015 | 19 | $17.2M |
| 2016 | 17 | $20.9M |
| 2017 | 17 | $21.5M |
| 2018 | 2 | $2.2M |
| 2019 | 2 | $3.2M |
| 2020 | 1 | $150K |
Related SBA lenders
Other lenders active in Texas or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Members Choice CU: frequently asked questions
Does Members Choice CU offer SBA loans?
Yes. Members Choice CU appears in the public SBA data with 169 funded SBA 7(a) loans totaling $160.9M.
How many SBA loans has Members Choice CU made?
Members Choice CU is associated with 169 SBA 7(a) loans totaling $160.9M in the public SBA data (as of 2026-03-31).
What is Members Choice CU's SBA charge-off rate?
About 8.3% of Members Choice CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Members Choice CU do most of its SBA lending?
Members Choice CU's SBA lending in the data is most concentrated in Texas, and by industry in Health Care and Social Assistance.
Is Members Choice CU an SBA Preferred Lender (PLP)?
The loan record shows Members Choice CU operating under PLP delegated authority: 78 of its 7(a) loans (46.2%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Members Choice CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/members-choice-cu/
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