SBA lender profile
Opportunity Bank of Montana
Opportunity Bank of Montana appears in the public SBA loan data with 90 funded 7(a) loans since FY2010, totaling $30.8M, an average of $342K per loan, and an estimated 690 jobs supported. Its SBA lending concentrates in Montana and the Construction sector. Across its 7(a) loans, the charge-off rate is 5.6%. 3.3% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 60
- Scale 46
- Activity 36
- Consistency 80
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Opportunity Bank of Montana the right lender for you?
Lenders fund what they know. Opportunity Bank of Montana's SBA lending concentrates in Montana (89 loans) and Construction (12 loans), at an average loan of $342K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.1B
- Headquarters
- Helena, MT
- FDIC cert
- #30182
- Status
- Active
Where Opportunity Bank of Montana lends
Top states by funded SBA volume.
Metro areas where Opportunity Bank of Montana funds
What Opportunity Bank of Montana funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 12 | $7.5M |
| Retail Trade | 12 | $5.8M |
| Arts, Entertainment, Recreation | 5 | $5.6M |
| Accommodation and Food Services | 20 | $5.0M |
| Administrative and Support | 5 | $1.3M |
| Manufacturing | 7 | $1.3M |
Opportunity Bank of Montana SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 6 | $3.8M |
| 2011 | 6 | $1.5M |
| 2012 | 6 | $1.9M |
| 2013 | 6 | $898K |
| 2014 | 7 | $1.1M |
| 2015 | 8 | $376K |
| 2016 | 11 | $3.3M |
| 2017 | 14 | $5.3M |
| 2018 | 3 | $300K |
| 2019 | 2 | $2.3M |
| 2020 | 1 | $751K |
| 2021 | 8 | $4.1M |
| 2022 | 2 | $1.9M |
| 2024 | 5 | $1.9M |
| 2025 | 2 | $678K |
| 2026 | 3 | $762K |
Related SBA lenders
Other lenders active in Montana or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
Opportunity Bank of Montana: frequently asked questions
Does Opportunity Bank of Montana offer SBA loans?
Yes. Opportunity Bank of Montana appears in the public SBA data with 90 funded SBA 7(a) loans totaling $30.8M.
How many SBA loans has Opportunity Bank of Montana made?
Opportunity Bank of Montana is associated with 90 SBA 7(a) loans totaling $30.8M in the public SBA data (as of 2026-03-31).
What is Opportunity Bank of Montana's SBA charge-off rate?
About 5.6% of Opportunity Bank of Montana's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Opportunity Bank of Montana do most of its SBA lending?
Opportunity Bank of Montana's SBA lending in the data is most concentrated in Montana, and by industry in Construction.
Is Opportunity Bank of Montana an SBA Preferred Lender (PLP)?
The loan record shows Opportunity Bank of Montana operating under PLP delegated authority: 3 of its 7(a) loans (3.3%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Opportunity Bank of Montana SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/opportunity-bank-of-montana/
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