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SBA lender profile

Ozona Bank

Ozona Bank appears in the public SBA loan data with 8 funded 7(a) loans since FY2010, totaling $8.3M, an average of $1.0M per loan, and an estimated 258 jobs supported. Its SBA lending concentrates in Texas and the Accommodation and Food Services sector. With only 8 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
8
Since FY2010
Total volume
$8.3M
Average loan size
$1.0M
7(a) charge-off rate
Insufficient data
Only 8 7(a) loans in the data
Jobs supported (reported)
258
Programs
7(a)

Is Ozona Bank the right lender for you?

Ozona Bank appears in the SBA record with 8 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Bank profile

via FDIC
Total assets
$346M
Headquarters
Ozona, TX
FDIC cert
#3376
Status
Active

Where Ozona Bank lends

Top states by funded SBA volume.

StateLoansTotal volume
Texas 8 $8.3M

What Ozona Bank funds

Top industries by funded SBA volume.

Ozona Bank SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20101$320K
20121$1.3M
20141$1.2M
20151$1.7M
20264$3.8M

Related SBA lenders

Other lenders active in Texas or in Accommodation and Food Services.

Comparing lenders? See how to choose an SBA lender by track record.

Ozona Bank: frequently asked questions

Does Ozona Bank offer SBA loans?

Yes. Ozona Bank appears in the public SBA data with 8 funded SBA 7(a) loans totaling $8.3M.

How many SBA loans has Ozona Bank made?

Ozona Bank is associated with 8 SBA 7(a) loans totaling $8.3M in the public SBA data (as of 2026-03-31).

What is Ozona Bank's SBA charge-off rate?

Ozona Bank appears with only 8 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Ozona Bank do most of its SBA lending?

Ozona Bank's SBA lending in the data is most concentrated in Texas, and by industry in Accommodation and Food Services.

For Ozona Bank

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Ozona Bank's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Ozona Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/ozona-bank/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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