SBA lender profile
St. Mary's CU
St. Mary's CU appears in the public SBA loan data with 438 funded 7(a) loans since FY2010, totaling $27.5M, an average of $63K per loan, and an estimated 3,161 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 0.5%. 35.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 92
- Scale 63
- Activity 56
- Consistency 77
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is St. Mary's CU the right lender for you?
Lenders fund what they know. St. Mary's CU's SBA lending concentrates in Massachusetts (437 loans) and Construction (163 loans), at an average loan of $63K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where St. Mary's CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 437 | $27.5M |
| New Hampshire | 1 | $32K |
Metro areas where St. Mary's CU funds
What St. Mary's CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 163 | $11.6M |
| Administrative and Support | 107 | $3.9M |
| Professional and Technical Services | 33 | $2.5M |
| Retail Trade | 17 | $1.7M |
| Health Care and Social Assistance | 14 | $1.6M |
| Manufacturing | 15 | $1.5M |
St. Mary's CU SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2011 | 1 | $18K |
| 2014 | 20 | $1.2M |
| 2015 | 26 | $1.6M |
| 2016 | 51 | $2.1M |
| 2017 | 46 | $1.7M |
| 2018 | 36 | $2.0M |
| 2019 | 29 | $1.5M |
| 2020 | 41 | $2.6M |
| 2021 | 34 | $2.9M |
| 2022 | 41 | $3.0M |
| 2023 | 46 | $3.4M |
| 2024 | 46 | $3.6M |
| 2025 | 17 | $1.5M |
| 2026 | 4 | $250K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
St. Mary's CU: frequently asked questions
Does St. Mary's CU offer SBA loans?
Yes. St. Mary's CU appears in the public SBA data with 438 funded SBA 7(a) loans totaling $27.5M.
How many SBA loans has St. Mary's CU made?
St. Mary's CU is associated with 438 SBA 7(a) loans totaling $27.5M in the public SBA data (as of 2026-03-31).
What is St. Mary's CU's SBA charge-off rate?
About 0.5% of St. Mary's CU's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does St. Mary's CU do most of its SBA lending?
St. Mary's CU's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is St. Mary's CU an SBA Preferred Lender (PLP)?
The loan record shows St. Mary's CU operating under PLP delegated authority: 157 of its 7(a) loans (35.8%) were processed through the Preferred Lenders Program, including 18 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). St. Mary's CU SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/st-mary-s-cu/
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