SBA lender profile
State Empl CU
State Empl CU appears in the public SBA loan data with 9 funded 7(a) loans totaling $14.3M, an average of $1.6M per loan, and an estimated 430 jobs supported. Its SBA lending concentrates in New Mexico and the Retail Trade sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
9
Total volume
$14.3M
Average loan size
$1.6M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
430
Programs
7(a)
Where State Empl CU lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New Mexico | 9 | $14.3M |
What State Empl CU funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3 | $5.5M |
| Health Care and Social Assistance | 2 | $3.5M |
| Accommodation and Food Services | 2 | $2.8M |
| Other Services | 2 | $2.5M |
State Empl CU SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2022 | 4 | $9.9M |
| 2023 | 4 | $3.6M |
| 2024 | 1 | $757K |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of State Empl CU's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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