SBA lender profile
The Commerce Bank
The Commerce Bank appears in the public SBA loan data with 9 funded 7(a) loans since FY2010, totaling $4.2M, an average of $463K per loan, and an estimated 96 jobs supported. Its SBA lending concentrates in Indiana and the Professional and Technical Services sector. With only 9 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record. 55.6% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is The Commerce Bank the right lender for you?
The Commerce Bank appears in the SBA record with 9 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where The Commerce Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Indiana | 9 | $4.2M |
Metro areas where The Commerce Bank funds
What The Commerce Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Professional and Technical Services | 4 | $1.6M |
| Retail Trade | 2 | $1.3M |
| Construction | 2 | $970K |
| Accommodation and Food Services | 1 | $270K |
The Commerce Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $506K |
| 2011 | 1 | $680K |
| 2012 | 5 | $2.4M |
| 2016 | 1 | $290K |
| 2017 | 1 | $270K |
Related SBA lenders
Other lenders active in Indiana or in Professional and Technical Services.
Comparing lenders? See how to choose an SBA lender by track record.
The Commerce Bank: frequently asked questions
Does The Commerce Bank offer SBA loans?
Yes. The Commerce Bank appears in the public SBA data with 9 funded SBA 7(a) loans totaling $4.2M.
How many SBA loans has The Commerce Bank made?
The Commerce Bank is associated with 9 SBA 7(a) loans totaling $4.2M in the public SBA data (as of 2026-03-31).
What is The Commerce Bank's SBA charge-off rate?
The Commerce Bank appears with only 9 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does The Commerce Bank do most of its SBA lending?
The Commerce Bank's SBA lending in the data is most concentrated in Indiana, and by industry in Professional and Technical Services.
Is The Commerce Bank an SBA Preferred Lender (PLP)?
The loan record shows The Commerce Bank operating under PLP delegated authority: 5 of its 7(a) loans (55.6%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Commerce Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-commerce-bank/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.