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Thumb Bank & Trust

Thumb Bank & Trust appears in the public SBA loan data with 2 funded 7(a) loans since FY2010, totaling $500K, an average of $250K per loan, and an estimated 25 jobs supported. Its SBA lending concentrates in Michigan and the Retail Trade sector. With only 2 7(a) loans in the data, the sample is too small to read a charge-off rate as a track record.

By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)

Funded loans
2
Since FY2010
Total volume
$500K
Average loan size
$250K
7(a) charge-off rate
Insufficient data
Only 2 7(a) loans in the data
Jobs supported (reported)
25
Programs
7(a)

Is Thumb Bank & Trust the right lender for you?

Thumb Bank & Trust appears in the SBA record with 2 funded loans since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.

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Where Thumb Bank & Trust lends

Top states by funded SBA volume.

StateLoansTotal volume
Michigan 2 $500K

What Thumb Bank & Trust funds

Top industries by funded SBA volume.

IndustryLoansTotal volume
Retail Trade 1 $345K
Other Services 1 $155K

Thumb Bank & Trust SBA lending by year

Funded SBA volume by approval fiscal year (FY2010–2026).

Fiscal yearLoansTotal volume
20141$345K
20241$155K

Related SBA lenders

Other lenders active in Michigan or in Retail Trade.

Comparing lenders? See how to choose an SBA lender by track record.

Thumb Bank & Trust: frequently asked questions

Does Thumb Bank & Trust offer SBA loans?

Yes. Thumb Bank & Trust appears in the public SBA data with 2 funded SBA 7(a) loans totaling $500K.

How many SBA loans has Thumb Bank & Trust made?

Thumb Bank & Trust is associated with 2 SBA 7(a) loans totaling $500K in the public SBA data (as of 2026-03-31).

What is Thumb Bank & Trust's SBA charge-off rate?

Thumb Bank & Trust appears with only 2 7(a) loans in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.

Where does Thumb Bank & Trust do most of its SBA lending?

Thumb Bank & Trust's SBA lending in the data is most concentrated in Michigan, and by industry in Retail Trade.

For Thumb Bank & Trust

This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.

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Sources and disclaimer. All figures are computed from the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31), as described in our methodology. The charge-off rate is the share of Thumb Bank & Trust's 7(a) loans marked charged off (504 loans do not report charge-off status); it is not a lifetime default rate. SBA Loan Index is not affiliated with the SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
Cite this analysis

Mario Bailey. (2026). Thumb Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/thumb-bank-trust/

Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.

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