SBA lender profile
UniBank for Savings
UniBank for Savings appears in the public SBA loan data with 416 funded 7(a) loans since FY2010, totaling $36.6M, an average of $88K per loan, and an estimated 2,132 jobs supported. Its SBA lending concentrates in Massachusetts and the Construction sector. Across its 7(a) loans, the charge-off rate is 1.4%. 17.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 83
- Scale 65
- Activity 38
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is UniBank for Savings the right lender for you?
Lenders fund what they know. UniBank for Savings's SBA lending concentrates in Massachusetts (403 loans) and Construction (97 loans), at an average loan of $88K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $2.9B
- Headquarters
- Whitinsville, MA
- FDIC cert
- #90290
- Status
- Active
Where UniBank for Savings lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Massachusetts | 403 | $35.4M |
| Rhode Island | 7 | $693K |
| Minnesota | 2 | $300K |
| Connecticut | 3 | $156K |
| Maryland | 1 | $100K |
Metro areas where UniBank for Savings funds
What UniBank for Savings funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 97 | $10.9M |
| Professional and Technical Services | 45 | $4.8M |
| Retail Trade | 36 | $4.4M |
| Manufacturing | 48 | $4.2M |
| Transportation and Warehousing | 26 | $3.0M |
| Administrative and Support | 49 | $2.1M |
UniBank for Savings SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 26 | $1.6M |
| 2011 | 23 | $2.7M |
| 2012 | 32 | $3.2M |
| 2013 | 27 | $2.9M |
| 2014 | 36 | $2.5M |
| 2015 | 17 | $1.1M |
| 2016 | 46 | $3.3M |
| 2017 | 68 | $7.1M |
| 2018 | 43 | $4.0M |
| 2019 | 30 | $4.0M |
| 2020 | 3 | $62K |
| 2021 | 7 | $635K |
| 2022 | 4 | $270K |
| 2023 | 21 | $1.7M |
| 2024 | 25 | $1.3M |
| 2025 | 2 | $70K |
| 2026 | 6 | $275K |
Related SBA lenders
Other lenders active in Massachusetts or in Construction.
Comparing lenders? See how to choose an SBA lender by track record.
UniBank for Savings: frequently asked questions
Does UniBank for Savings offer SBA loans?
Yes. UniBank for Savings appears in the public SBA data with 416 funded SBA 7(a) loans totaling $36.6M.
How many SBA loans has UniBank for Savings made?
UniBank for Savings is associated with 416 SBA 7(a) loans totaling $36.6M in the public SBA data (as of 2026-03-31).
What is UniBank for Savings's SBA charge-off rate?
About 1.4% of UniBank for Savings's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does UniBank for Savings do most of its SBA lending?
UniBank for Savings's SBA lending in the data is most concentrated in Massachusetts, and by industry in Construction.
Is UniBank for Savings an SBA Preferred Lender (PLP)?
The loan record shows UniBank for Savings operating under PLP delegated authority: 74 of its 7(a) loans (17.8%) were processed through the Preferred Lenders Program, including 1 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). UniBank for Savings SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/unibank-for-savings/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
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