SBA lender profile
Whidbey Island Bank
Whidbey Island Bank appears in the public SBA loan data with 1 funded 7(a) loan since FY2010, totaling $51K, an average of $51K per loan, and an estimated 2 jobs supported. Its SBA lending concentrates in Washington and the Retail Trade sector. With only 1 7(a) loan in the data, the sample is too small to read a charge-off rate as a track record. 100.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
Is Whidbey Island Bank the right lender for you?
Whidbey Island Bank appears in the SBA record with 1 funded loan since FY2010, too few to read as a lending pattern. That is not a mark against the institution, but it does mean the record cannot tell you whether it lends to businesses like yours. Lenders with a deeper track record in your state and industry can.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Whidbey Island Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Washington | 1 | $51K |
What Whidbey Island Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 1 | $51K |
Whidbey Island Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1 | $51K |
Related SBA lenders
Other lenders active in Washington or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Whidbey Island Bank: frequently asked questions
Does Whidbey Island Bank offer SBA loans?
Yes. Whidbey Island Bank appears in the public SBA data with 1 funded SBA 7(a) loan totaling $51K.
How many SBA loans has Whidbey Island Bank made?
Whidbey Island Bank is associated with 1 SBA 7(a) loan totaling $51K in the public SBA data (as of 2026-03-31).
What is Whidbey Island Bank's SBA charge-off rate?
Whidbey Island Bank appears with only 1 7(a) loan in the data, too few for a charge-off rate to be meaningful as a track record. The SBA Lender Score treats fewer than 20 loans as insufficient data for the same reason; see our methodology.
Where does Whidbey Island Bank do most of its SBA lending?
Whidbey Island Bank's SBA lending in the data is most concentrated in Washington, and by industry in Retail Trade.
Is Whidbey Island Bank an SBA Preferred Lender (PLP)?
The loan record shows Whidbey Island Bank operating under PLP delegated authority: 1 of its 7(a) loans (100.0%) were processed through the Preferred Lenders Program. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Whidbey Island Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/whidbey-island-bank/
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