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SBA lending by metro area

SBA lenders in Aguadilla, PR

Which lenders fund Aguadilla-area businesses, how much, and how the market compares with Puerto Rico: SBA 7(a) and 504 loans, FY2010–2026.

By Mario Bailey · SBA FOIA data as of 2026-03-31

SBA loans
652
Total funded
$76.5M
Average loan
$117K
7(a) charge-off
3.3%

Top SBA lenders in the Aguadilla area

Ranked by SBA volume funded to businesses located in the Aguadilla metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.

# Lender Loans Total funded Average loan 7(a) charge-off
1 Banco Popular de Puerto Rico 428 $40.9M $95K 2.80%
2 Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) 40 $10.9M $273K not reported
3 Oriental Bank 67 $8.5M $127K 0.00%
4 FirstBank Puerto Rico 83 $7.0M $85K 6.02%
5 Economic Development Bank for Puerto Rico 24 $2.6M $110K 12.50%
6 Marketing Small Business Finance Corporation 5 $1.3M $256K not reported

SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.

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How Aguadilla compares

Median funded SBA loan and 504 share of loans, FY2010–2026.

Median loan504 share
Aguadilla area $50K ▼ 29.3% 7.4% ▼ 4.6 pts
Puerto Rico$70K12.0%
United States$179K11.2%

What gets funded in Aguadilla

IndustryLoansTotal funded
Retail Trade 169 $15.5M
Accommodation and Food Services 71 $15.2M
Health Care and Social Assistance 126 $11.8M
Construction 35 $8.7M
Manufacturing 71 $8.4M
Professional and Technical Services 48 $6.0M
Wholesale Trade 47 $3.1M
Other Services 33 $2.7M

SBA lending in Aguadilla by year

Geography, precisely

"Aguadilla area" here means the Aguadilla, PR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Aguada Municipio, PR; Aguadilla Municipio, PR; Añasco Municipio, PR; Isabela Municipio, PR; Moca Municipio, PR; Rincón Municipio, PR; San Sebastián Municipio, PR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.