SBA lender profile
Oriental Bank
Oriental Bank appears in the public SBA loan data with 1,427 funded 7(a) loans since FY2010, totaling $197.2M, an average of $138K per loan, and an estimated 13,247 jobs supported. Its SBA lending concentrates in Puerto Rico and the Health Care and Social Assistance sector. Across its 7(a) loans, the charge-off rate is 3.1%. 13.2% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 73
- Scale 87
- Activity 83
- Consistency 82
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Oriental Bank the right lender for you?
Lenders fund what they know. Oriental Bank's SBA lending concentrates in Puerto Rico (1,407 loans) and Health Care and Social Assistance (354 loans), at an average loan of $138K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $12.0B
- Headquarters
- San Juan, PR
- FDIC cert
- #31469
- Status
- Active
Where Oriental Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Puerto Rico | 1,407 | $193.9M |
| U.S. Virgin Islands | 19 | $3.2M |
| Texas | 1 | $50K |
Metro areas where Oriental Bank funds
What Oriental Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Health Care and Social Assistance | 354 | $51.2M |
| Accommodation and Food Services | 167 | $34.6M |
| Retail Trade | 274 | $33.0M |
| Construction | 113 | $17.2M |
| Professional and Technical Services | 136 | $16.9M |
| Other Services | 97 | $11.1M |
Oriental Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 71 | $4.8M |
| 2011 | 87 | $9.3M |
| 2012 | 72 | $5.4M |
| 2013 | 49 | $2.3M |
| 2014 | 19 | $2.6M |
| 2015 | 26 | $3.0M |
| 2016 | 27 | $3.0M |
| 2017 | 17 | $1.7M |
| 2018 | 62 | $7.4M |
| 2019 | 142 | $15.9M |
| 2020 | 154 | $22.9M |
| 2021 | 196 | $34.8M |
| 2022 | 141 | $20.6M |
| 2023 | 113 | $14.1M |
| 2024 | 122 | $21.8M |
| 2025 | 104 | $23.8M |
| 2026 | 25 | $3.7M |
Related SBA lenders
Other lenders active in Puerto Rico or in Health Care and Social Assistance.
Comparing lenders? See how to choose an SBA lender by track record.
Oriental Bank: frequently asked questions
Does Oriental Bank offer SBA loans?
Yes. Oriental Bank appears in the public SBA data with 1,427 funded SBA 7(a) loans totaling $197.2M.
How many SBA loans has Oriental Bank made?
Oriental Bank is associated with 1,427 SBA 7(a) loans totaling $197.2M in the public SBA data (as of 2026-03-31).
What is Oriental Bank's SBA charge-off rate?
About 3.1% of Oriental Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Oriental Bank do most of its SBA lending?
Oriental Bank's SBA lending in the data is most concentrated in Puerto Rico, and by industry in Health Care and Social Assistance.
Is Oriental Bank an SBA Preferred Lender (PLP)?
The loan record shows Oriental Bank operating under PLP delegated authority: 189 of its 7(a) loans (13.2%) were processed through the Preferred Lenders Program, including 161 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Oriental Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/oriental-bank/
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