SBA lending by metro area
SBA lenders in Arecibo, PR
Which lenders fund Arecibo-area businesses, how much, and how the market compares with Puerto Rico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Arecibo area
Ranked by SBA volume funded to businesses located in the Arecibo metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 227 | $22.4M | $99K | 2.64% |
| 2 | FirstBank Puerto Rico | 29 | $6.8M | $234K | 6.90% |
| 3 | Oriental Bank | 35 | $5.9M | $170K | 2.86% |
| 4 | Corp. Financiamiento Empresarial del Comercio y Comunidades (COFECC) | 22 | $5.3M | $242K | not reported |
| 5 | Marketing Small Business Finance Corporation | 8 | $2.6M | $322K | not reported |
| 6 | PYMES Financial Partners, Inc. | 8 | $2.6M | $322K | not reported |
| 7 | Economic Development Bank for Puerto Rico | 11 | $1.2M | $111K | not reported |
| 8 | Cooperativa de Ahorro y Cr<ac,e>dito de Arecibo (COOPACA) | 7 | $997K | $142K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Arecibo compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Arecibo area | $60K ▼ 14.3% | 10.7% ▼ 1.3 pts |
| Puerto Rico | $70K | 12.0% |
| United States | $179K | 11.2% |
What gets funded in Arecibo
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 85 | $11.9M |
| Manufacturing | 43 | $9.7M |
| Health Care and Social Assistance | 71 | $8.1M |
| Accommodation and Food Services | 36 | $6.6M |
| Professional and Technical Services | 25 | $3.1M |
| Other Services | 20 | $2.6M |
| Construction | 14 | $1.7M |
| Administrative and Support | 12 | $1.5M |
SBA lending in Arecibo by year
Geography, precisely
"Arecibo area" here means the Arecibo, PR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Arecibo Municipio, PR; Camuy Municipio, PR; Hatillo Municipio, PR; Quebradillas Municipio, PR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.