SBA lending by metro area
SBA lenders in Baker City, OR
Which lenders fund Baker City-area businesses, how much, and how the market compares with Oregon: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Baker City area
Ranked by SBA volume funded to businesses located in the Baker City micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Columbia Bank | 15 | $3.3M | $218K | not reported |
| 2 | Banner Bank | 13 | $1.2M | $93K | not reported |
| 3 | U.S. Bank, National Association | 32 | $1.1M | $33K | 0.00% |
| 4 | Wells Fargo Bank National Association | 5 | $395K | $79K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Baker City compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Baker City area | $50K ▼ 66.7% | 2.4% ▼ 5.7 pts |
| Oregon | $150K | 8.2% |
| United States | $179K | 11.2% |
What gets funded in Baker City
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 23 | $18.8M |
| Construction | 26 | $1.0M |
| Retail Trade | 8 | $446K |
| Manufacturing | 7 | $339K |
| Agriculture, Forestry, Fishing | 6 | $294K |
SBA lending in Baker City by year
Geography, precisely
"Baker City area" here means the Baker City, OR micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Baker County, OR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.