SBA lending by metro area
SBA lenders in Centralia, IL
Which lenders fund Centralia-area businesses, how much, and how the market compares with Illinois: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Centralia area
Ranked by SBA volume funded to businesses located in the Centralia micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Peoples National Bank National Association | 33 | $7.1M | $215K | 6.06% |
| 2 | Community First Bank of the Heartland | 7 | $5.8M | $828K | not reported |
| 3 | Community Partners Savings Bank | 10 | $1.9M | $193K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Centralia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Centralia area | $188K ▼ 15.7% | 8.2% ▼ 7.5 pts |
| Illinois | $223K | 15.7% |
| United States | $179K | 11.2% |
What gets funded in Centralia
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 23 | $12.4M |
| Health Care and Social Assistance | 11 | $7.5M |
| Accommodation and Food Services | 7 | $6.3M |
| Other Services | 7 | $1.0M |
| Administrative and Support | 5 | $515K |
| Construction | 5 | $492K |
SBA lending in Centralia by year
Geography, precisely
"Centralia area" here means the Centralia, IL micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Marion County, IL. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.