SBA lender profile
Community First Bank of the Heartland
Community First Bank of the Heartland appears in the public SBA loan data with 216 funded 7(a) loans since FY2010, totaling $80.2M, an average of $371K per loan, and an estimated 2,931 jobs supported. Its SBA lending concentrates in Illinois and the Transportation and Warehousing sector. Across its 7(a) loans, the charge-off rate is 2.3%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 76
- Scale 67
- Activity 26
- Consistency 75
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Community First Bank of the Heartland the right lender for you?
Lenders fund what they know. Community First Bank of the Heartland's SBA lending concentrates in Illinois (201 loans) and Transportation and Warehousing (37 loans), at an average loan of $371K. If your business does not look like that, a different SBA lender is likely the better fit.
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Bank profile
via FDIC- Total assets
- $270M
- Headquarters
- Mount Vernon, IL
- FDIC cert
- #3846
- Status
- Active
Where Community First Bank of the Heartland lends
Top states by funded SBA volume.
Metro areas where Community First Bank of the Heartland funds
What Community First Bank of the Heartland funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Transportation and Warehousing | 37 | $18.0M |
| Accommodation and Food Services | 14 | $13.7M |
| Retail Trade | 36 | $13.1M |
| Manufacturing | 16 | $10.0M |
| Wholesale Trade | 10 | $5.7M |
| Construction | 30 | $5.2M |
Community First Bank of the Heartland SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 25 | $9.1M |
| 2011 | 22 | $13.0M |
| 2012 | 14 | $2.1M |
| 2013 | 20 | $7.2M |
| 2014 | 13 | $2.2M |
| 2015 | 24 | $3.3M |
| 2016 | 18 | $1.6M |
| 2017 | 9 | $5.6M |
| 2018 | 10 | $4.7M |
| 2019 | 9 | $3.1M |
| 2020 | 26 | $14.7M |
| 2021 | 13 | $8.6M |
| 2022 | 7 | $3.8M |
| 2023 | 5 | $900K |
| 2024 | 1 | $200K |
Related SBA lenders
Other lenders active in Illinois or in Transportation and Warehousing.
Comparing lenders? See how to choose an SBA lender by track record.
Community First Bank of the Heartland: frequently asked questions
Does Community First Bank of the Heartland offer SBA loans?
Yes. Community First Bank of the Heartland appears in the public SBA data with 216 funded SBA 7(a) loans totaling $80.2M.
How many SBA loans has Community First Bank of the Heartland made?
Community First Bank of the Heartland is associated with 216 SBA 7(a) loans totaling $80.2M in the public SBA data (as of 2026-03-31).
What is Community First Bank of the Heartland's SBA charge-off rate?
About 2.3% of Community First Bank of the Heartland's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Community First Bank of the Heartland do most of its SBA lending?
Community First Bank of the Heartland's SBA lending in the data is most concentrated in Illinois, and by industry in Transportation and Warehousing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Community First Bank of the Heartland SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/community-first-bank-of-the-heartland/
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