SBA lending by metro area
SBA lenders in Centralia, WA
Which lenders fund Centralia-area businesses, how much, and how the market compares with Washington: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Centralia area
Ranked by SBA volume funded to businesses located in the Centralia micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Evergreen Business Capital | 12 | $8.6M | $713K | not reported |
| 2 | Bank of Hope | 6 | $7.5M | $1.3M | not reported |
| 3 | Timberland Bank | 14 | $7.4M | $530K | not reported |
| 4 | U.S. Bank, National Association | 13 | $6.5M | $502K | not reported |
| 5 | KeyBank National Association | 17 | $6.0M | $353K | not reported |
| 6 | Columbia Bank | 35 | $5.9M | $169K | 2.86% |
| 7 | Ameritrust CDC | 6 | $4.2M | $703K | not reported |
| 8 | Wells Fargo Bank National Association | 6 | $2.9M | $478K | not reported |
| 9 | Gesa CU | 10 | $2.7M | $270K | not reported |
| 10 | JPMorgan Chase Bank, National Association | 8 | $1.9M | $241K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Centralia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Centralia area | $278K ▲ 24.4% | 10.5% ▲ 1.4 pts |
| Washington | $223K | 9.1% |
| United States | $179K | 11.2% |
What gets funded in Centralia
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 57 | $38.9M |
| Accommodation and Food Services | 27 | $19.4M |
| Health Care and Social Assistance | 16 | $8.5M |
| Agriculture, Forestry, Fishing | 12 | $6.2M |
| Manufacturing | 18 | $6.1M |
| Other Services | 15 | $5.0M |
| Transportation and Warehousing | 10 | $4.0M |
| Construction | 20 | $3.2M |
SBA lending in Centralia by year
Geography, precisely
"Centralia area" here means the Centralia, WA micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Lewis County, WA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.