SBA lending by metro area
SBA lenders in Chambersburg, PA
Which lenders fund Chambersburg-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Chambersburg area
Ranked by SBA volume funded to businesses located in the Chambersburg metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Manufacturers and Traders Trust Company | 123 | $11.4M | $93K | 4.07% |
| 2 | First National Bank of Pennsylvania | 8 | $5.7M | $718K | not reported |
| 3 | United Midwest Savings Bank National Association | 7 | $4.5M | $646K | not reported |
| 4 | Orrstown Bank | 9 | $2.9M | $319K | not reported |
| 5 | Truist Bank | 5 | $1.4M | $279K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Chambersburg compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Chambersburg area | $100K ▼ 33.3% | 6.3% |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Chambersburg
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 31 | $30.6M |
| Manufacturing | 22 | $9.9M |
| Professional and Technical Services | 32 | $8.0M |
| Construction | 32 | $7.2M |
| Retail Trade | 26 | $5.6M |
| Real Estate | 6 | $5.1M |
| Arts, Entertainment, Recreation | 14 | $4.5M |
| Health Care and Social Assistance | 13 | $4.1M |
SBA lending in Chambersburg by year
Geography, precisely
"Chambersburg area" here means the Chambersburg, PA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Franklin County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.