SBA lender profile
Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company appears in the public SBA loan data with 11,686 funded 7(a) loans totaling $1.5B, an average of $128K per loan, and an estimated 77,009 jobs supported. Its SBA lending concentrates in New York and the Construction sector. Across all of its loans in the data, its charge-off rate is 4.4%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
11,686
Total volume
$1.5B
Average loan size
$128K
Charge-off rate
4.4%
Share of funded loans charged off
Jobs supported (reported)
77,009
Programs
7(a)
Bank profile
via FDIC- Total assets
- $214.2B
- Headquarters
- Buffalo, NY
- FDIC cert
- #588
- Status
- Active
Where Manufacturers and Traders Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 3,829 | $480.4M |
| Maryland | 2,529 | $332.6M |
| Pennsylvania | 1,263 | $161.1M |
| New Jersey | 1,065 | $122.3M |
| Connecticut | 912 | $110.7M |
| Virginia | 680 | $101.2M |
What Manufacturers and Traders Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Construction | 1,931 | $218.5M |
| Retail Trade | 1,415 | $187.3M |
| Accommodation and Food Services | 1,285 | $173.7M |
| Manufacturing | 607 | $148.7M |
| Professional and Technical Services | 1,216 | $143.2M |
| Other Services | 1,192 | $118.3M |
Manufacturers and Traders Trust Company SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2020 | 1,263 | $177.2M |
| 2021 | 1,226 | $231.9M |
| 2022 | 1,440 | $203.8M |
| 2023 | 1,822 | $224.2M |
| 2024 | 1,832 | $207.8M |
| 2025 | 2,701 | $293.9M |
| 2026 | 1,402 | $154.1M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Manufacturers and Traders Trust Company's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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