SBA lender profile
Manufacturers and Traders Trust Company
Manufacturers and Traders Trust Company appears in the public SBA loan data with 26,296 funded 7(a) loans since FY2010, totaling $3.5B, an average of $134K per loan, and an estimated 215,300 jobs supported. Its SBA lending concentrates in New York and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 5.4%. 12.8% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 58
- Scale 100
- Activity 98
- Consistency 95
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Manufacturers and Traders Trust Company the right lender for you?
Lenders fund what they know. Manufacturers and Traders Trust Company's SBA lending concentrates in New York (9,215 loans) and Retail Trade (3,502 loans), at an average loan of $134K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $214.2B
- Headquarters
- Buffalo, NY
- FDIC cert
- #588
- Status
- Active
Where Manufacturers and Traders Trust Company lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 9,215 | $1.1B |
| Maryland | 5,691 | $741.5M |
| Pennsylvania | 3,369 | $408.0M |
| Connecticut | 1,884 | $287.5M |
| Virginia | 1,497 | $242.4M |
| New Jersey | 1,628 | $211.8M |
Metro areas where Manufacturers and Traders Trust Company funds
What Manufacturers and Traders Trust Company funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 3,502 | $447.0M |
| Construction | 4,025 | $440.8M |
| Accommodation and Food Services | 2,928 | $413.6M |
| Professional and Technical Services | 2,990 | $377.4M |
| Manufacturing | 1,752 | $376.3M |
| Health Care and Social Assistance | 1,950 | $273.6M |
Manufacturers and Traders Trust Company SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 1,221 | $186.1M |
| 2011 | 1,473 | $230.1M |
| 2012 | 1,332 | $162.5M |
| 2013 | 1,324 | $195.1M |
| 2014 | 1,397 | $199.5M |
| 2015 | 1,439 | $197.8M |
| 2016 | 1,899 | $231.0M |
| 2017 | 1,395 | $212.9M |
| 2018 | 1,515 | $200.4M |
| 2019 | 1,615 | $205.7M |
| 2020 | 1,263 | $177.2M |
| 2021 | 1,226 | $231.9M |
| 2022 | 1,440 | $203.8M |
| 2023 | 1,822 | $224.2M |
| 2024 | 1,832 | $207.8M |
| 2025 | 2,701 | $293.9M |
| 2026 | 1,402 | $154.1M |
Related SBA lenders
Other lenders active in New York or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Manufacturers and Traders Trust Company: frequently asked questions
Does Manufacturers and Traders Trust Company offer SBA loans?
Yes. Manufacturers and Traders Trust Company appears in the public SBA data with 26,296 funded SBA 7(a) loans totaling $3.5B.
How many SBA loans has Manufacturers and Traders Trust Company made?
Manufacturers and Traders Trust Company is associated with 26,296 SBA 7(a) loans totaling $3.5B in the public SBA data (as of 2026-03-31).
What is Manufacturers and Traders Trust Company's SBA charge-off rate?
About 5.4% of Manufacturers and Traders Trust Company's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Manufacturers and Traders Trust Company do most of its SBA lending?
Manufacturers and Traders Trust Company's SBA lending in the data is most concentrated in New York, and by industry in Retail Trade.
Is Manufacturers and Traders Trust Company an SBA Preferred Lender (PLP)?
The loan record shows Manufacturers and Traders Trust Company operating under PLP delegated authority: 3,354 of its 7(a) loans (12.8%) were processed through the Preferred Lenders Program, including 1,135 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Manufacturers and Traders Trust Company SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/manufacturers-and-traders-trust-company/
Free to cite and quote with attribution and a link. Members of the press can reach us via our press page.
Looking for a lender like this?
Compare a few SBA lenders by track record, then get matched with SBA-approved lenders that fund businesses like yours.
Get SBA lending trends in your inbox
Occasional, data-driven briefings on SBA lending by industry and state. No spam, unsubscribe anytime.
We use your email only to send lending-trend updates. See our privacy policy.