SBA lending by metro area
SBA lenders in El Paso, TX
Which lenders fund El Paso-area businesses, how much, and how the market compares with Texas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the El Paso area
Ranked by SBA volume funded to businesses located in the El Paso metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | LiftFund, Inc. | 122 | $68.4M | $561K | 11.43% |
| 2 | Wells Fargo Bank National Association | 266 | $62.1M | $234K | 6.77% |
| 3 | WestStar Bank | 189 | $39.4M | $208K | 4.23% |
| 4 | Sunflower Bank National Association | 76 | $33.1M | $435K | 0.00% |
| 5 | First American Bank | 180 | $30.9M | $172K | 6.67% |
| 6 | Enchantment Land Certified Development Company | 44 | $28.6M | $649K | not reported |
| 7 | Coastal States Bank | 18 | $25.4M | $1.4M | not reported |
| 8 | JPMorgan Chase Bank, National Association | 120 | $25.1M | $209K | 9.17% |
| 9 | PNC Bank, National Association | 117 | $20.8M | $178K | 5.13% |
| 10 | First Savings Bank | 35 | $15.7M | $447K | 0.00% |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How El Paso compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| El Paso area | $150K ▼ 40.0% | 9.7% ▲ 2.3 pts |
| Texas | $250K | 7.4% |
| United States | $179K | 11.2% |
What gets funded in El Paso
| Industry | Loans | Total funded |
|---|---|---|
| Health Care and Social Assistance | 289 | $137.9M |
| Accommodation and Food Services | 183 | $121.7M |
| Transportation and Warehousing | 153 | $69.1M |
| Retail Trade | 171 | $51.4M |
| Construction | 214 | $47.4M |
| Professional and Technical Services | 169 | $38.9M |
| Other Services | 129 | $36.3M |
| Wholesale Trade | 100 | $28.1M |
SBA lending in El Paso by year
Geography, precisely
"El Paso area" here means the El Paso, TX metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: El Paso County, TX; Hudspeth County, TX. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.