SBA lending by metro area
SBA lenders in Emporia, KS
Which lenders fund Emporia-area businesses, how much, and how the market compares with Kansas: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Emporia area
Ranked by SBA volume funded to businesses located in the Emporia micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | The Lyon County State Bank | 34 | $9.2M | $270K | 2.94% |
| 2 | Frontier Financial Partners, Inc. | 9 | $7.4M | $817K | not reported |
| 3 | Sunflower Bank National Association | 5 | $4.0M | $804K | not reported |
| 4 | The Citizens State Bank | 6 | $1.7M | $282K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Emporia compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Emporia area | $150K ▼ 24.2% | 14.1% ▲ 4.1 pts |
| Kansas | $198K | 10.0% |
| United States | $179K | 11.2% |
What gets funded in Emporia
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 18 | $7.9M |
| Other Services | 10 | $5.1M |
| Manufacturing | 6 | $4.2M |
| Retail Trade | 13 | $2.5M |
| Construction | 5 | $1.9M |
| Finance and Insurance | 9 | $1.3M |
| Health Care and Social Assistance | 6 | $1.0M |
SBA lending in Emporia by year
Geography, precisely
"Emporia area" here means the Emporia, KS micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Chase County, KS; Lyon County, KS. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.