SBA lender profile
The Citizens State Bank
The Citizens State Bank appears in the public SBA loan data with 22 funded 7(a) loans since FY2010, totaling $4.8M, an average of $217K per loan, and an estimated 412 jobs supported. Its SBA lending concentrates in Kansas and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 75
- Scale 4
- Activity 0
- Consistency 52
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is The Citizens State Bank the right lender for you?
Lenders fund what they know. The Citizens State Bank's SBA lending concentrates in Kansas (21 loans) and Manufacturing (7 loans), at an average loan of $217K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $29M
- Headquarters
- Brownstown, IN
- FDIC cert
- #10094
- Status
- Inactive
Where The Citizens State Bank lends
Top states by funded SBA volume.
Metro areas where The Citizens State Bank funds
What The Citizens State Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 7 | $1.6M |
| Agriculture, Forestry, Fishing | 2 | $945K |
| Health Care and Social Assistance | 2 | $720K |
| Accommodation and Food Services | 2 | $483K |
| Wholesale Trade | 1 | $240K |
| Retail Trade | 3 | $220K |
The Citizens State Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 3 | $507K |
| 2011 | 6 | $1.8M |
| 2012 | 3 | $240K |
| 2013 | 2 | $183K |
| 2014 | 1 | $700K |
| 2015 | 3 | $870K |
| 2016 | 2 | $140K |
| 2018 | 1 | $102K |
| 2021 | 1 | $240K |
Related SBA lenders
Other lenders active in Kansas or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
The Citizens State Bank: frequently asked questions
Does The Citizens State Bank offer SBA loans?
Yes. The Citizens State Bank appears in the public SBA data with 22 funded SBA 7(a) loans totaling $4.8M.
How many SBA loans has The Citizens State Bank made?
The Citizens State Bank is associated with 22 SBA 7(a) loans totaling $4.8M in the public SBA data (as of 2026-03-31).
What is The Citizens State Bank's SBA charge-off rate?
About 0.0% of The Citizens State Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does The Citizens State Bank do most of its SBA lending?
The Citizens State Bank's SBA lending in the data is most concentrated in Kansas, and by industry in Manufacturing.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). The Citizens State Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/the-citizens-state-bank/
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