SBA lending by metro area
SBA lenders in Fairbanks, AK
Which lenders fund Fairbanks-area businesses, how much, and how the market compares with Alaska: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Fairbanks area
Ranked by SBA volume funded to businesses located in the Fairbanks metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Evergreen Business Capital | 24 | $20.5M | $855K | not reported |
| 2 | Northrim Bank | 45 | $15.3M | $339K | 2.22% |
| 3 | First Internet Bank of Indiana | 6 | $13.4M | $2.2M | not reported |
| 4 | Alaska Growth Capital BIDCO, Inc. | 12 | $12.7M | $1.1M | not reported |
| 5 | Wells Fargo Bank National Association | 55 | $11.0M | $199K | 12.73% |
| 6 | Mt McKinley Bank | 12 | $6.1M | $506K | not reported |
| 7 | Enterprise Bank & Trust | 5 | $3.1M | $622K | not reported |
| 8 | KeyBank National Association | 14 | $2.9M | $210K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
Ready to talk to Fairbanks-area SBA lenders?
Get matched with the SBA lenders that actually fund businesses like yours, ranked on real loan data by state, industry, and size. Independent: your details go only to the lenders we match you to, never to data brokers.
How Fairbanks compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Fairbanks area | $214K ▼ 22.5% | 11.4% ▼ 3.0 pts |
| Alaska | $276K | 14.4% |
| United States | $179K | 11.2% |
What gets funded in Fairbanks
| Industry | Loans | Total funded |
|---|---|---|
| Construction | 31 | $26.9M |
| Health Care and Social Assistance | 37 | $24.1M |
| Accommodation and Food Services | 33 | $19.0M |
| Retail Trade | 32 | $13.2M |
| Transportation and Warehousing | 14 | $10.4M |
| Administrative and Support | 14 | $7.4M |
| Other Services | 16 | $3.7M |
| Professional and Technical Services | 6 | $2.4M |
SBA lending in Fairbanks by year
Geography, precisely
"Fairbanks area" here means the Fairbanks-College, AK metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Fairbanks North Star Borough, AK. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.