SBA lender profile
Enterprise Bank & Trust
Enterprise Bank & Trust appears in the public SBA loan data with 5,258 funded 7(a) loans since FY2010, totaling $5.3B, an average of $1.0M per loan, and an estimated 85,210 jobs supported. Its SBA lending concentrates in California and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 0.6%. 92.1% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 94
- Scale 99
- Activity 98
- Consistency 91
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Enterprise Bank & Trust the right lender for you?
Lenders fund what they know. Enterprise Bank & Trust's SBA lending concentrates in California (2,904 loans) and Accommodation and Food Services (744 loans), at an average loan of $1.0M. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $17.2B
- Headquarters
- Clayton, MO
- FDIC cert
- #27237
- Status
- Active
Where Enterprise Bank & Trust lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| California | 2,904 | $2.8B |
| Texas | 560 | $701.2M |
| Arizona | 377 | $293.2M |
| Washington | 306 | $291.5M |
| Nevada | 201 | $215.0M |
| Colorado | 171 | $172.7M |
Metro areas where Enterprise Bank & Trust funds
What Enterprise Bank & Trust funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 744 | $938.3M |
| Retail Trade | 758 | $840.2M |
| Real Estate | 499 | $503.9M |
| Other Services | 540 | $470.7M |
| Manufacturing | 405 | $451.4M |
| Health Care and Social Assistance | 457 | $384.8M |
Enterprise Bank & Trust SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 210 | $129.2M |
| 2011 | 322 | $256.2M |
| 2012 | 305 | $217.8M |
| 2013 | 415 | $319.7M |
| 2014 | 388 | $327.4M |
| 2015 | 479 | $426.8M |
| 2016 | 373 | $353.3M |
| 2017 | 391 | $387.4M |
| 2018 | 389 | $385.2M |
| 2019 | 353 | $399.9M |
| 2020 | 361 | $404.7M |
| 2021 | 430 | $477.0M |
| 2022 | 232 | $286.9M |
| 2023 | 203 | $300.5M |
| 2024 | 162 | $205.7M |
| 2025 | 167 | $282.0M |
| 2026 | 78 | $126.1M |
Related SBA lenders
Other lenders active in California or in Accommodation and Food Services.
Comparing lenders? See how to choose an SBA lender by track record.
Enterprise Bank & Trust: frequently asked questions
Does Enterprise Bank & Trust offer SBA loans?
Yes. Enterprise Bank & Trust appears in the public SBA data with 5,258 funded SBA 7(a) loans totaling $5.3B.
How many SBA loans has Enterprise Bank & Trust made?
Enterprise Bank & Trust is associated with 5,258 SBA 7(a) loans totaling $5.3B in the public SBA data (as of 2026-03-31).
What is Enterprise Bank & Trust's SBA charge-off rate?
About 0.6% of Enterprise Bank & Trust's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Enterprise Bank & Trust do most of its SBA lending?
Enterprise Bank & Trust's SBA lending in the data is most concentrated in California, and by industry in Accommodation and Food Services.
Is Enterprise Bank & Trust an SBA Preferred Lender (PLP)?
The loan record shows Enterprise Bank & Trust operating under PLP delegated authority: 4,842 of its 7(a) loans (92.1%) were processed through the Preferred Lenders Program, including 391 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Enterprise Bank & Trust SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/enterprise-bank-trust/
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