SBA lending by metro area
SBA lenders in Glens Falls, NY
Which lenders fund Glens Falls-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Glens Falls area
Ranked by SBA volume funded to businesses located in the Glens Falls metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Empire State Certified Development Corporation | 72 | $74.1M | $1.0M | not reported |
| 2 | TD Bank, National Association | 54 | $15.2M | $281K | 0.00% |
| 3 | Arrow Bank National Association | 144 | $14.2M | $98K | 0.00% |
| 4 | Live Oak Banking Company | 8 | $11.8M | $1.5M | not reported |
| 5 | The Adirondack Trust Company | 115 | $11.5M | $100K | 0.87% |
| 6 | Beacon Bank and Trust | 80 | $11.2M | $140K | 2.50% |
| 7 | NBT Bank, National Association | 34 | $10.7M | $315K | 5.88% |
| 8 | KeyBank National Association | 14 | $8.0M | $572K | not reported |
| 9 | New York Business Development Corporation | 10 | $6.8M | $679K | not reported |
| 10 | Newtek Small Business Finance, Inc. | 5 | $2.6M | $530K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Glens Falls compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Glens Falls area | $100K | 10.8% ▲ 4.5 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Glens Falls
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 107 | $90.3M |
| Retail Trade | 80 | $28.0M |
| Manufacturing | 76 | $17.1M |
| Construction | 92 | $13.8M |
| Professional and Technical Services | 54 | $11.9M |
| Arts, Entertainment, Recreation | 26 | $9.6M |
| Health Care and Social Assistance | 28 | $9.1M |
| Other Services | 51 | $8.3M |
SBA lending in Glens Falls by year
Geography, precisely
"Glens Falls area" here means the Glens Falls, NY metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Warren County, NY; Washington County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.