SBA lender profile
Empire State Certified Development Corporation
Empire State Certified Development Corporation appears in the public SBA loan data with 4,163 funded 504 and 7(a) loans totaling $4.2B, an average of $1.0M per loan, and an estimated 36,968 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across all of its loans in the data, its charge-off rate is 0.0%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, as of 2026-03-31
Funded loans
4,163
Total volume
$4.2B
Average loan size
$1.0M
Charge-off rate
0.0%
Share of funded loans charged off
Jobs supported (reported)
36,968
Programs
504 and 7(a)
Where Empire State Certified Development Corporation lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 3,248 | $3.1B |
| New Jersey | 487 | $610.9M |
| Pennsylvania | 422 | $410.4M |
| California | 1 | $2.7M |
| Tennessee | 1 | $2.0M |
| Connecticut | 1 | $2.0M |
What Empire State Certified Development Corporation funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 632 | $728.2M |
| Manufacturing | 492 | $595.4M |
| Wholesale Trade | 383 | $590.1M |
| Retail Trade | 493 | $511.9M |
| Health Care and Social Assistance | 557 | $449.1M |
| Construction | 280 | $266.8M |
Empire State Certified Development Corporation SBA lending by year
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 273 | $173.3M |
| 2011 | 286 | $223.7M |
| 2012 | 301 | $266.1M |
| 2013 | 252 | $222.1M |
| 2014 | 228 | $211.4M |
| 2015 | 235 | $226.0M |
| 2016 | 191 | $203.1M |
| 2017 | 222 | $227.8M |
| 2018 | 213 | $223.4M |
| 2019 | 213 | $200.4M |
| 2020 | 252 | $248.2M |
| 2021 | 352 | $363.6M |
| 2022 | 382 | $432.8M |
| 2023 | 227 | $291.6M |
| 2024 | 215 | $264.6M |
| 2025 | 230 | $271.8M |
| 2026 | 91 | $113.2M |
Sources and disclaimer. All figures are computed from
the U.S. Small Business Administration's public FOIA 7(a) and 504 loan data (as of 2026-03-31),
as described in our methodology.
The charge-off rate is the share of Empire State Certified Development Corporation's funded loans marked charged off across all of its
loans in the data; it is not a lifetime default rate. SBA Loan Index is not affiliated with the
SBA and is not a lender, broker, or financial advisor. This is general information, not advice.
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