SBA lender profile
Empire State Certified Development Corporation
Empire State Certified Development Corporation appears in the public SBA loan data with 4,462 funded 504 and 7(a) loans since FY2010, totaling $4.2B, an average of $942K per loan, and an estimated 38,602 jobs supported. Its SBA lending concentrates in New York and the Accommodation and Food Services sector. Across its 7(a) loans, the charge-off rate is 8.5%.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 46
- Scale 98
- Activity 99
- Consistency 92
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Empire State Certified Development Corporation the right lender for you?
Lenders fund what they know. Empire State Certified Development Corporation's SBA lending concentrates in New York (3,504 loans) and Accommodation and Food Services (712 loans), at an average loan of $942K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Empire State Certified Development Corporation lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| New York | 3,504 | $3.2B |
| New Jersey | 506 | $613.7M |
| Pennsylvania | 439 | $413.4M |
| California | 2 | $2.8M |
| Tennessee | 1 | $2.0M |
| Connecticut | 1 | $2.0M |
Metro areas where Empire State Certified Development Corporation funds
What Empire State Certified Development Corporation funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Accommodation and Food Services | 712 | $740.5M |
| Manufacturing | 517 | $599.3M |
| Wholesale Trade | 403 | $592.8M |
| Retail Trade | 539 | $518.1M |
| Health Care and Social Assistance | 573 | $451.3M |
| Construction | 289 | $268.4M |
Empire State Certified Development Corporation SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 273 | $173.3M |
| 2011 | 286 | $223.7M |
| 2012 | 331 | $269.6M |
| 2013 | 290 | $227.5M |
| 2014 | 291 | $219.3M |
| 2015 | 282 | $232.5M |
| 2016 | 242 | $210.6M |
| 2017 | 254 | $232.5M |
| 2018 | 235 | $227.2M |
| 2019 | 229 | $203.1M |
| 2020 | 252 | $248.2M |
| 2021 | 352 | $363.6M |
| 2022 | 382 | $432.8M |
| 2023 | 227 | $291.6M |
| 2024 | 215 | $264.6M |
| 2025 | 230 | $271.8M |
| 2026 | 91 | $113.2M |
Related SBA lenders
Other lenders active in New York or in Accommodation and Food Services.
New to the program? See how an SBA 504 loan works (the structure, the rates, and the CDC's role), browse every Certified Development Company ranked by 504 volume , or see how to choose an SBA lender by track record.
Empire State Certified Development Corporation: frequently asked questions
Does Empire State Certified Development Corporation offer SBA loans?
Yes. Empire State Certified Development Corporation appears in the public SBA data with 4,462 funded SBA 504 and 7(a) loans totaling $4.2B.
How many SBA loans has Empire State Certified Development Corporation made?
Empire State Certified Development Corporation is associated with 4,462 SBA 504 and 7(a) loans totaling $4.2B in the public SBA data (as of 2026-03-31).
What is Empire State Certified Development Corporation's SBA charge-off rate?
About 8.5% of Empire State Certified Development Corporation's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Empire State Certified Development Corporation do most of its SBA lending?
Empire State Certified Development Corporation's SBA lending in the data is most concentrated in New York, and by industry in Accommodation and Food Services.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Empire State Certified Development Corporation SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/empire-state-certified-development-corporation/
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