SBA lending by metro area
SBA lenders in Gloversville, NY
Which lenders fund Gloversville-area businesses, how much, and how the market compares with New York: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Gloversville area
Ranked by SBA volume funded to businesses located in the Gloversville micropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Beacon Bank and Trust | 47 | $8.7M | $184K | 2.13% |
| 2 | Empire State Certified Development Corporation | 13 | $7.8M | $597K | not reported |
| 3 | KeyBank National Association | 27 | $2.7M | $99K | 0.00% |
| 4 | Newtek Small Business Finance, Inc. | 5 | $2.7M | $531K | not reported |
| 5 | NBT Bank, National Association | 12 | $1.7M | $143K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Gloversville compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Gloversville area | $75K ▼ 25.0% | 9.3% ▲ 3.1 pts |
| New York | $100K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Gloversville
| Industry | Loans | Total funded |
|---|---|---|
| Manufacturing | 14 | $6.5M |
| Accommodation and Food Services | 24 | $5.6M |
| Construction | 22 | $4.5M |
| Agriculture, Forestry, Fishing | 9 | $4.5M |
| Retail Trade | 13 | $3.6M |
| Administrative and Support | 7 | $1.4M |
| Professional and Technical Services | 10 | $745K |
| Other Services | 9 | $429K |
SBA lending in Gloversville by year
Geography, precisely
"Gloversville area" here means the Gloversville, NY micropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Fulton County, NY. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.