SBA lending by metro area
SBA lenders in Goldsboro, NC
Which lenders fund Goldsboro-area businesses, how much, and how the market compares with North Carolina: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Goldsboro area
Ranked by SBA volume funded to businesses located in the Goldsboro metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Wells Fargo Bank National Association | 17 | $4.8M | $283K | not reported |
| 2 | Truist Bank | 19 | $1.5M | $81K | not reported |
| 3 | Celtic Bank Corporation | 5 | $1.1M | $212K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Goldsboro compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Goldsboro area | $211K ▼ 18.7% | 7.1% |
| North Carolina | $260K | 7.6% |
| United States | $179K | 11.2% |
What gets funded in Goldsboro
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 25 | $23.2M |
| Retail Trade | 19 | $10.5M |
| Other Services | 15 | $8.1M |
| Health Care and Social Assistance | 16 | $7.4M |
| Arts, Entertainment, Recreation | 5 | $4.0M |
| Manufacturing | 7 | $3.8M |
| Agriculture, Forestry, Fishing | 6 | $3.5M |
| Construction | 10 | $3.4M |
SBA lending in Goldsboro by year
Geography, precisely
"Goldsboro area" here means the Goldsboro, NC metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Wayne County, NC. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.