SBA lender profile
Celtic Bank Corporation
Celtic Bank Corporation appears in the public SBA loan data with 13,886 funded 7(a) loans since FY2010, totaling $7.0B, an average of $508K per loan, and an estimated 138,651 jobs supported. Its SBA lending concentrates in California and the Retail Trade sector. Across its 7(a) loans, the charge-off rate is 9.4%. 77.5% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 38
- Scale 100
- Activity 100
- Consistency 88
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is Celtic Bank Corporation the right lender for you?
Lenders fund what they know. Celtic Bank Corporation's SBA lending concentrates in California (2,432 loans) and Retail Trade (2,102 loans), at an average loan of $508K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Where Celtic Bank Corporation lends
Top states by funded SBA volume.
Metro areas where Celtic Bank Corporation funds
What Celtic Bank Corporation funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Retail Trade | 2,102 | $1.6B |
| Accommodation and Food Services | 1,497 | $1.5B |
| Other Services | 1,490 | $881.0M |
| Health Care and Social Assistance | 1,394 | $774.2M |
| Transportation and Warehousing | 603 | $335.5M |
| Manufacturing | 780 | $308.7M |
Celtic Bank Corporation SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 123 | $82.3M |
| 2011 | 171 | $182.1M |
| 2012 | 122 | $114.6M |
| 2013 | 619 | $301.8M |
| 2014 | 897 | $268.2M |
| 2015 | 1,586 | $499.4M |
| 2016 | 1,399 | $394.6M |
| 2017 | 1,417 | $487.5M |
| 2018 | 1,213 | $421.4M |
| 2019 | 751 | $500.3M |
| 2020 | 513 | $539.2M |
| 2021 | 490 | $725.9M |
| 2022 | 707 | $646.1M |
| 2023 | 722 | $510.0M |
| 2024 | 960 | $499.4M |
| 2025 | 1,482 | $592.9M |
| 2026 | 714 | $282.4M |
Related SBA lenders
Other lenders active in California or in Retail Trade.
Comparing lenders? See how to choose an SBA lender by track record.
Celtic Bank Corporation: frequently asked questions
Does Celtic Bank Corporation offer SBA loans?
Yes. Celtic Bank Corporation appears in the public SBA data with 13,886 funded SBA 7(a) loans totaling $7.0B.
How many SBA loans has Celtic Bank Corporation made?
Celtic Bank Corporation is associated with 13,886 SBA 7(a) loans totaling $7.0B in the public SBA data (as of 2026-03-31).
What is Celtic Bank Corporation's SBA charge-off rate?
About 9.4% of Celtic Bank Corporation's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does Celtic Bank Corporation do most of its SBA lending?
Celtic Bank Corporation's SBA lending in the data is most concentrated in California, and by industry in Retail Trade.
Is Celtic Bank Corporation an SBA Preferred Lender (PLP)?
The loan record shows Celtic Bank Corporation operating under PLP delegated authority: 10,764 of its 7(a) loans (77.5%) were processed through the Preferred Lenders Program, including 3,135 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). Celtic Bank Corporation SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/celtic-bank-corporation/
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