SBA lending by metro area
SBA lenders in Guayama, PR
Which lenders fund Guayama-area businesses, how much, and how the market compares with Puerto Rico: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Guayama area
Ranked by SBA volume funded to businesses located in the Guayama metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | Banco Popular de Puerto Rico | 81 | $5.4M | $66K | 2.47% |
| 2 | FirstBank Puerto Rico | 14 | $2.7M | $195K | not reported |
| 3 | Oriental Bank | 12 | $1.8M | $148K | not reported |
| 4 | Economic Development Bank for Puerto Rico | 7 | $881K | $126K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Guayama compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Guayama area | $31K ▼ 55.7% | 2.6% ▼ 9.4 pts |
| Puerto Rico | $70K | 12.0% |
| United States | $179K | 11.2% |
What gets funded in Guayama
| Industry | Loans | Total funded |
|---|---|---|
| Retail Trade | 35 | $4.1M |
| Other Services | 7 | $2.4M |
| Health Care and Social Assistance | 24 | $1.9M |
| Accommodation and Food Services | 17 | $1.6M |
| Manufacturing | 6 | $738K |
| Construction | 6 | $628K |
| Administrative and Support | 5 | $345K |
SBA lending in Guayama by year
Geography, precisely
"Guayama area" here means the Guayama, PR metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Arroyo Municipio, PR; Guayama Municipio, PR; Patillas Municipio, PR. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.