SBA lending by metro area
SBA lenders in Johnstown, PA
Which lenders fund Johnstown-area businesses, how much, and how the market compares with Pennsylvania: SBA 7(a) and 504 loans, FY2010–2026.
By Mario Bailey · SBA FOIA data as of 2026-03-31
Top SBA lenders in the Johnstown area
Ranked by SBA volume funded to businesses located in the Johnstown metropolitan area, wherever the lender is headquartered. National SBA lenders that fund here are included.
| # | Lender | Loans | Total funded | Average loan | 7(a) charge-off |
|---|---|---|---|---|---|
| 1 | First Commonwealth Bank | 15 | $8.6M | $573K | not reported |
| 2 | InFirst Bank | 14 | $3.2M | $230K | not reported |
| 3 | Somerset Trust Company | 5 | $1.3M | $261K | not reported |
SBA 7(a) and 504 loans, FY2010–2026, as of 2026-03-31, from the SBA's public record.
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How Johnstown compares
Median funded SBA loan and 504 share of loans, FY2010–2026.
| Median loan | 504 share | |
|---|---|---|
| Johnstown area | $198K ▲ 31.7% | 9.5% ▲ 3.3 pts |
| Pennsylvania | $150K | 6.2% |
| United States | $179K | 11.2% |
What gets funded in Johnstown
| Industry | Loans | Total funded |
|---|---|---|
| Accommodation and Food Services | 9 | $5.9M |
| Retail Trade | 13 | $5.3M |
| Professional and Technical Services | 9 | $4.6M |
| Arts, Entertainment, Recreation | 5 | $4.4M |
| Health Care and Social Assistance | 12 | $2.7M |
| Real Estate | 5 | $1.5M |
| Other Services | 7 | $1.1M |
| Administrative and Support | 6 | $827K |
SBA lending in Johnstown by year
Geography, precisely
"Johnstown area" here means the Johnstown, PA metropolitan statistical area as delineated by OMB (July 2023), which is exactly these counties: Cambria County, PA. Loans are placed by the SBA's recorded project county, which can differ from a borrower's mailing address. Counts are SBA 7(a) and 504 funded loans, FY2010–2026, as of 2026-03-31. See the methodology.