SBA lender profile
First Commonwealth Bank
First Commonwealth Bank appears in the public SBA loan data with 1,852 funded 7(a) loans since FY2010, totaling $1.1B, an average of $610K per loan, and an estimated 26,669 jobs supported. Its SBA lending concentrates in Pennsylvania and the Manufacturing sector. Across its 7(a) loans, the charge-off rate is 1.7%. 47.0% of its 7(a) loans were processed under delegated PLP authority.
By Mario Bailey · Source: SBA FOIA 7(a) and 504 data, FY2010–2026 (as of 2026-03-31)
- Track record 82
- Scale 95
- Activity 96
- Consistency 83
A relative profile signal from the public SBA record, not a prediction of approval or a guarantee.
Is First Commonwealth Bank the right lender for you?
Lenders fund what they know. First Commonwealth Bank's SBA lending concentrates in Pennsylvania (947 loans) and Manufacturing (235 loans), at an average loan of $610K. If your business does not look like that, a different SBA lender is likely the better fit.
See which SBA lenders fund businesses like yours →Ranked on the funded-loan record, not on who pays. Free, and your details go only to the lenders we match you to.
Bank profile
via FDIC- Total assets
- $62M
- Headquarters
- Wise, VA
- FDIC cert
- #24682
- Status
- Inactive
Where First Commonwealth Bank lends
Top states by funded SBA volume.
| State | Loans | Total volume |
|---|---|---|
| Pennsylvania | 947 | $503.0M |
| Ohio | 508 | $329.9M |
| Texas | 127 | $121.0M |
| Florida | 64 | $34.8M |
| New Jersey | 50 | $31.3M |
| Kentucky | 32 | $20.4M |
Metro areas where First Commonwealth Bank funds
What First Commonwealth Bank funds
Top industries by funded SBA volume.
| Industry | Loans | Total volume |
|---|---|---|
| Manufacturing | 235 | $187.2M |
| Accommodation and Food Services | 276 | $170.6M |
| Other Services | 207 | $136.3M |
| Construction | 193 | $112.3M |
| Retail Trade | 182 | $95.7M |
| Health Care and Social Assistance | 187 | $93.6M |
First Commonwealth Bank SBA lending by year
Funded SBA volume by approval fiscal year (FY2010–2026).
| Fiscal year | Loans | Total volume |
|---|---|---|
| 2010 | 11 | $1.8M |
| 2011 | 27 | $4.9M |
| 2012 | 37 | $10.6M |
| 2013 | 58 | $13.4M |
| 2014 | 70 | $15.5M |
| 2015 | 86 | $30.3M |
| 2016 | 124 | $65.9M |
| 2017 | 113 | $49.5M |
| 2018 | 110 | $80.0M |
| 2019 | 131 | $72.0M |
| 2020 | 128 | $81.5M |
| 2021 | 170 | $126.6M |
| 2022 | 167 | $137.8M |
| 2023 | 166 | $143.3M |
| 2024 | 164 | $115.2M |
| 2025 | 218 | $132.8M |
| 2026 | 72 | $48.1M |
Related SBA lenders
Other lenders active in Pennsylvania or in Manufacturing.
Comparing lenders? See how to choose an SBA lender by track record.
First Commonwealth Bank: frequently asked questions
Does First Commonwealth Bank offer SBA loans?
Yes. First Commonwealth Bank appears in the public SBA data with 1,852 funded SBA 7(a) loans totaling $1.1B.
How many SBA loans has First Commonwealth Bank made?
First Commonwealth Bank is associated with 1,852 SBA 7(a) loans totaling $1.1B in the public SBA data (as of 2026-03-31).
What is First Commonwealth Bank's SBA charge-off rate?
About 1.7% of First Commonwealth Bank's 7(a) loans in the data have been charged off. A lower rate is generally a better sign, but it is not a lifetime default rate; see our methodology for how it is calculated.
Where does First Commonwealth Bank do most of its SBA lending?
First Commonwealth Bank's SBA lending in the data is most concentrated in Pennsylvania, and by industry in Manufacturing.
Is First Commonwealth Bank an SBA Preferred Lender (PLP)?
The loan record shows First Commonwealth Bank operating under PLP delegated authority: 871 of its 7(a) loans (47.0%) were processed through the Preferred Lenders Program, including 359 in FY2024–2026. The SBA grants and renews PLP status and publishes no public roster, so this is the processing record, not a certification.
This page is the public view of your institution's SBA record: rank, trajectory, and market position, computed from the complete public 7(a)/504 dataset. The full competitive picture (your share against named competitors by state and industry, and the growing markets you're absent from) is available to your team.
Request your institution's benchmarking →Mario Bailey. (2026). First Commonwealth Bank SBA lending profile. SBA Loan Index. https://sbaloanindex.com/lenders/first-commonwealth-bank/
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